Blog

Building confidence with your credit is about more than knowing your credit score. It is about understanding how credit works, making informed decisions, and using it as a tool to support your long-term financial goals. When you feel informed and in control, credit becomes less stressful and more empowering. During National Credit Education Month, it is a great time to check in on your credit health and take steps that can help you feel more informed, empowered, and prepared for the future.

Home equity is one of the most valuable resources you have as a homeowner. If you’ve decided to take advantage of your equity and open a home equity line of credit (HELOC), there are a few steps you should follow in the application process. This includes submitting documents like proof of income, employment verification, property information, and more.

Loans, whether it be a mortgage, auto loan, or personal loan, all follow a basic structure. But as a borrower, you may be wondering how exactly your monthly payments are calculated. If you look ahead to your payment schedules, you may ask why you're paying more than what you initially applied to borrow. The process that details this is known as amortization.

The benefits of using home equity extend far beyond simple home improvements. You can use home equity to pay for school tuition, fund a family vacation, or start your own business. Many also use home equity funds to consolidate bills. But are there drawbacks that outweigh the benefits of consolidating debt with home equity?

As mortgage rates rise and fall over time, you may be wondering how you can take advantage of the market as a homeowner. You probably hear the term "mortgage refinancing" brought up often, especially when rates are lower than they typically would be. But what exactly is mortgage refinancing, and how do I know if I'm a good candidate?

Money conversations aren't exactly candlelit dinner material, but they're one of the most important discussions couples must have. Regardless of how long you've been a couple, different spending styles can create financial friction, and that's completely normal—and solvable.

Review simple steps you can use to stay safe online, including stronger passwords, fraud alerts, card controls, and more tools to protect personal information.

When using a home equity loan or home equity line of credit for home improvements, you may be able to make the most of tax deductions that come from the interest of these funds.

Learn about Home Equity Lines of Credit, including what they are, if you would be a good candidate to apply for one, and the pros and cons of a HELOC.

Build better financial habits in the new year with these small but powerful money moves. Discover simple ways to save, automate, and spend smarter in 2026.

Read about the best times of year to make certain purchases, like the best time to buy a home, car, mattress, furniture, and more.

Big goals can be tough to keep. Try these small, achievable money habits, like automatic savings and and weekly check-ins, to build a healthier financial year in 2026.

Check out 4 simple, DIY crafts you can complete this holiday season with the whole family. Supplies can be purchased at the dollar store or may be at home.

Discover simple, thoughtful tips to reduce stress, manage money, and create a more meaningful holiday season.

Learn about your options for auto financing, including leasing vs. financing, paying cash, and financing with a financial institution vs. a dealership.

Learn tips you can follow for shopping this holiday season, like budgeting, avoiding impulse purchases, and earning rewards with the American Heritage.

Review the need to enroll in benefits that fit the needs of you and your family during open enrollment. See tips for comparing plan options and coverages.

While there’s a lot to be thankful for with the Thanksgiving holiday, one item that may not be so appreciative is your wallet. Between the meal itself, travel, decorations, and more, it may feel like the taps, swipes, and purchases never stop. However, with the proper budget and strategy in place, you can pull off a successful Thanksgiving that won’t empty your bank account.

Tokenization is a process that combats fraud and protects your personal and payment information from hackers.

Learn about the costs associated with having a newborn baby in 2025, including expenses like healthcare and delivery, cribs, strollers, and more.