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Spring cleaning is about more than just opening the windows and letting the fresh air in! Use the inspiration a new spring brings and dust the cobwebs from an area that may not get as much tidying as others – your finances.

The only way to check the status of your Economic Impact Payment is to use the Get My Payment tool found on IRS.gov. The tool updates once per day, usually overnight. The associates at American Heritage do not have information about your payment beyond what you are able to view on IRS.gov.

In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Rachel Nguyen, who leads her team in detecting and preventing fraud to protect the membership.

In study after study, researchers have found a clear link between a lack of financial security and a variety of health issues, like high blood pressure, heart disease, and anxiety and depression. Additionally, financial problems can cause stress and relationship issues as well as make it harder for some people to access the things that keep them in the best health, like quality healthcare and nutritious food.

If you’re new to filing taxes, the process can feel a little overwhelming. It may seem like there are too many details to remember and tons of jargon to decipher. But here’s the truth: If you take some time now to learn about the filing process, understand what information you will need, and have a clear plan for completing your tax returns well in advance of the April 15 deadline, it’s not so bad. You may even get to enjoy a nice refund.

According to The The Knot, the average engagement ring costs $5,500. For an object designed to be worn on the hand, that’s an expensive item to go unprotected. Accidents happen. Your ring could get lost, stolen, or damaged during daily life or travel. Keep reading to learn how to secure this sentimental purchase’s safety with an insurance policy designed to protect fine jewelry.

Getting married is an exciting time. From announcing the news to your friends and family, to planning a wedding and honeymoon during these uncertain times, you’ve got a lot to think about. So it can be easy to overlook one of the most important subjects that affects newly married couples: money.

Whether your current filing system includes spreadsheets or a shoebox stuffed with papers, we can help you simplify and organize your finances so you can focus on the things that matter to you, while reducing the stress and hassle from managing your finances.

Around here, winters can get cold. While it’s great to enjoy the sight of a winter wonderland (and a cup of hot cocoa) from inside a warm home, the cost of keeping your place comfortable can be significant. In the spirit of National Cut Your Energy Costs Day, which is January 10, here are eight strategies to improve your home’s energy efficiency, lower your energy bills, and help reduce your impact on the planet.

Martin Luther King Jr.’s legacy extends far beyond his famous “I Have a Dream” speech. Throughout his time as a civil rights leader, both his words and actions spoke to the importance of joining together as a community to overcome injustice and create a fairer, kinder society for everyone. In that spirit, Martin Luther King Jr. Day has become a national day of service, and the Greater Philadelphia Martin Luther King Day of Service is one of its largest annual events.

In this new series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with experts Devon Yoak and Christian Suarez, who are working together to bring a new project to life. This project, known as Video Advisor, is an exciting new communication channel for members near and far.

For nearly ten months, Americans have been feeling the effects of a lockdown designed to slow the spread of COVID-19. Unfortunately, the livelihoods of many were impacted by these lockdowns as small businesses, hospitality, live entertainment, and other industries closed their doors. Payment Protection Program Loans and unemployment benefits helped shoulder some of the burden, but many Americans were and are still struggling.

A home equity line of credit (HELOC)lets you borrow what you need and works differently than a home equity loan. Learn about the differences between the two in this article.

Even though we can’t tell when or if the next recession will happen, or how long it could last, we can prepare for that possibility. And being prepared is a win-win situation: You can ride out a recession with less personal financial impact, and you can be fiscally stronger if a recession does not occur. These tips will help you prepare, just in case.

As proud Philadelphians (fun fact: we were founded in Pennsylvania over 70 years ago!), we enjoy exploring our city and all of the activities Philadelphia has to offer, especially in the summertime. That’s why we’ve compiled a summer bucket list of our top 5 things to do in Philadelphia this summer and encourage our members to check them out and share with us on our social channels!

As part of a 2-part blog series, and in an effort to help our members better understand both options, our team is reviewing the differences between a home equity loan and a home equity line of credit—both of which are potential options for those wanting to borrow on their home equity. To get started, let’s review the following brief overview that explains what is a home equity loan—including how to use it, the benefits, and how to a secure a home equity loan.

Here are nine personal finance moves that could have a big impact on your financial wellness in the coming year – and suggestions to help keep your financial resolutions on track throughout the year.

Cash gifts are the perfect solution for the ones on your list who have it all. More flexible than a gift card, giving cash allows the recipient to make the important decision of how to spend it.

The spirit of giving is always alive and well during the holidays, and we know that’s especially true this year. As so many people grapple with the hardships of COVID-19, many of us are looking for ways to lend a helping hand. But with new safety concerns, it can be a challenge to find ways to help others while safeguarding our own health. That’s why we’re sharing this list of seven ways you can make a difference in your community right now, without putting yourself at risk.

‘Tis the season to be careful. Amidst the holiday deals, package deliveries, and charity donations, danger lurks. No one wants to ruin their holiday cheer with a headache and a disputed credit card charge, but a little caution goes a long way. Due to current world circumstances, many are choosing to do the bulk of their shopping online this year. While avoiding the crowd can keep you safe in one way, you still need to protect yourself on the web. Here are some common scams you can expect to see this holiday.