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Blog 5 Easy Ways to Boost Your Home Curb Appeal

6 Easy Ways to Boost Your Home's Curb Appeal

By: American Heritage06.17.21 Home & Mortgage
As a homeowner, you know that taking care of your house is the best way to maintain its value. But even a house that’s in good working order can look drab or uninviting from the outside. If you’re planning to sell in the near future, that could affect your home’s selling price. That’s why many real estate agents put a big emphasis on curb appeal.
Blog Guarding Against Debit Credit Card Fraud

Guarding Against Debit & Credit Card Fraud

By: American Heritage06.03.21 Credit Security
It’s no surprise the credit and debit cards are so popular. They’re simple, easy to use, and accepted almost everywhere. But this popularity has also made them a common target for thieves and fraudsters. In 2019 alone, more than 270,000 people fell victim to credit card fraud. The consequences can be serious, from financial loss to damage to your credit (not to mention the stress).
Blog Ask the Experts KNH

Ask the Experts: The Kids-N-Hope Foundation

By: Holly Benedetto05.27.21 Ask the Experts
In this new series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with experts Dorian Smith and Gina Pelbano, two leaders of the Kids-N-Hope Foundation's success, responsible for the creation and facilitation of fundraising events.
Blog Don't Forget These Financial Safety Tips for Travelers

Don’t Forget These Financial Safety Tips for Travelers

By: Holly Benedetto05.20.21 Security
You already know to protect your home while traveling, but there are still more precautions to take while on the go. Whether traveling domestically or abroad, your wallet and your smartphone are your lifeline. Defend them both with these key tips to help your trip go as smoothly as possible.
Boxes sitting unattended on a front porch

4 Tips to Protect Your Mail (for Travel and Every Day!)

By: Holly Benedetto05.13.21 Security Home & Mortgage
Mail theft is an issue that can leave you feeling blindsided, especially if the stolen mail contains sensitive information that puts your identity at risk. On top of that, stolen bills or statements can cause late payments or other financial headaches. Many people don’t think about protecting their mail until it’s too late, so take these proactive steps today!
Blog Just Graduated

Just Graduated? These 7 Financial Tips Are For You

By: American Heritage05.06.21 Education
You’ve finally graduated from college and are ready to strike out on your own. Then it hits you: There are a lot of new financial responsibilities ahead. If you’re like most new grads, the thought of financial independence seems appealing on the surface, but if you’re not sure where to start, it can feel overwhelming fast. Luckily, there are a few things you can do to start out on the right foot.
A mother and daughter embrace, holding sunflowers

Mother's Day Ideas on a Budget

By: Holly Benedetto04.29.21 Culture
After a challenging year, society has learned the value in appreciating our loved ones for all that they do for us. While we slowly emerge from the effects of the shutdown, many wish to keep their activities safe and low budget. Luckily, there is no wrong way to celebrate Mother’s Day, and there are as many unique ways to celebrate as there are mother figures to be celebrated.
A couple deposits a check on the go

4 Digital Services to Join This Earth Day

By: Holly Benedetto04.22.21 Product Spotlight
All of us can make a difference every day by choosing greener, electronic options. By reducing paper waste and mailing resources, you can help reduce your footprint and contribute to the good of the environment. If you are looking for more ways to reduce waste, consider using these four digital services offered at American Heritage.
A call center phone and headset sit on a desk

Ask the Experts: The Contact Center

By: Holly Benedetto04.15.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Jen O'Brien, a leader in our Contact Center who strives to make communication as smooth as possible for our members.
Blog PreApproval

Mortgage Pre-Approval: What You Should Know

By: American Heritage04.08.21 Home & Mortgage
If you’re in the market for a new home, there are a few key steps you’ll need to take early on. You’ll need to consider the type of home and neighborhood you want to move to, and find a great real estate agent to help you search. One of the most important steps of all? Getting pre-approved for a mortgage. Here’s why getting a lender’s pre-approval is a big deal when shopping for a new home, and what you should know before you begin.
Blog 4 Financial

4 Financial Lessons That Set Your Kids Up for Success

By: American Heritage04.01.21 Education Savings & Budgeting
April 1st marks the beginning of both National Credit Union Youth Month and Financial Literacy Month, so what better time to find resources to teach your child about money? Passing along your experience and insight is one of the greatest gifts you can give your kids. This is especially true when it comes to supporting their financial literacy. Building a strong financial foundation from an early age will help set them up for success throughout their lifetime. Here are four areas to focus on.

Ask the Experts: Risk Management

By: Holly Benedetto03.11.21 Ask the Experts Security
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Rachel Nguyen, who leads her team in detecting and preventing fraud to protect the membership.
Blog Financial Health

How Your Finances Affect Your Health and Ways You Can Support Both

By: American Heritage03.04.21 Savings & Budgeting Health & Wellness
In study after study, researchers have found a clear link between a lack of financial security and a variety of health issues, like high blood pressure, heart disease, and anxiety and depression. Additionally, financial problems can cause stress and relationship issues as well as make it harder for some people to access the things that keep them in the best health, like quality healthcare and nutritious food.
Blog Reduce Tax Stress

Reduce Tax-Season Stress with a Little Preparation

By: American Heritage02.26.21 Tax Filing
If you’re new to filing taxes, the process can feel a little overwhelming. It may seem like there are too many details to remember and tons of jargon to decipher. But here’s the truth: If you take some time now to learn about the filing process, understand what information you will need, and have a clear plan for completing your tax returns well in advance of the April 15 deadline, it’s not so bad. You may even get to enjoy a nice refund.

Life Stages: Should I Insure My Engagement Ring?

By: Holly Benedetto02.18.21 Security Culture
According to The The Knot, the average engagement ring costs $5,500. For an object designed to be worn on the hand, that’s an expensive item to go unprotected. Accidents happen. Your ring could get lost, stolen, or damaged during daily life or travel. Keep reading to learn how to secure this sentimental purchase’s safety with an insurance policy designed to protect fine jewelry.

5 Things to Discuss Before You Tie the Knot

By: American Heritage02.11.21 Savings & Budgeting
Getting married is an exciting time. From announcing the news to your friends and family, to planning a wedding and honeymoon during these uncertain times, you’ve got a lot to think about. So it can be easy to overlook one of the most important subjects that affects newly married couples: money.

8 Home Upgrades That Can Lower Your Energy Bills

By: American Heritage01.28.21 Home & Mortgage Savings & Budgeting
Around here, winters can get cold. While it’s great to enjoy the sight of a winter wonderland (and a cup of hot cocoa) from inside a warm home, the cost of keeping your place comfortable can be significant. In the spirit of National Cut Your Energy Costs Day, which is January 10, here are eight strategies to improve your home’s energy efficiency, lower your energy bills, and help reduce your impact on the planet.

 

 

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