About Us

American Heritage Credit Union is proud to be a member-owned financial cooperative with more than $5 billion in assets. We serve more than 325,000 members and 800 Workplace Partners, with 35+ locations across Philadelphia, Bucks, Montgomery, Delaware and Camden Counties. Today, we are one of the top 70 largest credit unions in the United States.

Our Value Proposition

We offer you the right financial solutions because you're family.

Our Mission Statement

Enhancing the lives of our members and the communities we serve by building trusted relationships.

Our Background

We were originally founded as Budd Workers Federal Credit Union (Budd Workers) in January 14, 1948, with our headquarters in Northeast Philadelphia, Pennsylvania. The credit union served the line workers and management of the Budd Manufacturing Company. Through the years, mergers, and Select Employer Group (SEG) expansions, we changed our single SEG charter to serving SEG’s in numerous fields such as manufacturing, healthcare, government, and education. To better represent the members served, the Credit Union changed its name in 1987 to American Heritage Federal Credit Union, having expanded its field of membership outside the Budd Company through merger opportunities and significant SEG expansion. In 2001, American Heritage was granted the ability to serve anyone who lives, works, or worships in the county of Philadelphia as well as nearby counties. In 2016, we made a small change to our public name by dropping federal and simply known as “American Heritage Credit Union”. While we are still a federally chartered credit union and the full name remains our legal entity. 

A display of American Heritage Federal Credit Union's Logo History

 

Why American Heritage

Join a credit union that is dedicated to finding you the right financial solutions. As a not-for-profit credit union, American Heritage offers many advantages to members including competitive rates and fewer fees.

Careers

Become a part of a great company that cares for their employees. You can build a rewarding and fulfilling career at American Heritage Credit Union. View employment opportunities and submit an application.

Contact Us

We are always here to help you with any of your financial questions or concerns. Our friendly team is always here to provide you with the best assistance possible.

Become a Member

Join American Heritage Credit Union today and become a member so we can help get you started on your financial journey. Discover how you can become a member and apply today.

In The Community

Here at American Heritage, we believe in giving back to our communities. We have multiple community outreach programs that we are involved with. Learn more about our community involvement, events, news, and more.

Membership Benefits

As a member of American Heritage, you can enjoy the benefits of being a part of our credit union. Enjoy access to Shared Branching, CO-OP ATMs, and a variety of merchant discounts.

Membership Discounts

Being a member of American Heritage allows you to get discounts on many great deals. Get membership benefits like discounts on valuable services, sporting events, museum tickets and merchandise.

Workplace Partner Program

We partner with companies and organizations in the Philadelphia area to open credit union membership and related benefits to their employees. Learn more about becoming a Workplace Partner and reach out to our Business Development Team to get connected.

News

Stay up to date on all our current events! From new services and branch openings to community events and more, learn about all the latest initiatives and updates from American Heritage Credit Union.

Member Security

Here at American Heritage, we make your account security a top priority. Learn how to protect yourself from fraud, recognize common scams, and understand how we help keep your accounts secure.

Events

Stay informed through our community events or connect with experts to learn new financial strategies during our educational webinars.

Ask Our Experts

Ask the Experts: What is VantageScore®?

10.01.26
What's your credit score? If you don't at least have a rough idea right away, it may be a good idea to check and find out! Here at American Heritage Credit Union, we're proud to provide our members with access to VantageScore®, a credit scoring model that analyzes your credit-related activities and provides a frame of reference to lenders.

Ask the Experts: What is the Phantom Hacker Scam?

09.11.25
Hackers are always inventing new ways to steal people's information and assets for their own personal gain. Recently, hackers have been using a Phantom Hacker scam, which combines impersonation with social engineering in order to access your accounts and devices.

Ask the Experts: Gigi

03.31.25
We know how busy life can be. Accessibility and convenience are key when it comes to several aspects of your life, especially your finances. You want to have peace of mind knowing you can easily access your accounts and receive the support you may need with your banking. Here at American Heritage, we recently introduced a new tool to help in these matters.

Protecting Yourself and Your Loved Ones from Scams and Fraud

03.23.23
If you’ve been following the news, scams and fraud are seemingly everywhere in our world.  Whether over the phone, online, or even in the mail, it seems like there is a new trick to learn every day with regards to fraudsters, and it is important to stay informed about the latest cons to protect yourself and your family.