Accounts

We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs. 

 

No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.

 

Savings Accounts

Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.

High-Yield Savings Account

Earn more on your funds with great rates. Choose the Certificate or IRA that best fits your financial timeline, or American Heritage's Highest-Yielding Savings account.

Money Market

Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.

Youth Accounts

Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.

Educational Savings Account

American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.

Independence Debit Card

American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.

Credit Cards

An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.

ATM/Debit Card

Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.

Prepaid Card

American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!

Helpful Savings  Tips

Your First Year Baby Budget

By: American Heritage
10.28.24
Bringing home a newborn baby is one of the most joyous moments of your life. Having a budget in place for your new baby can help ease this transition and be prepared for their arrival home and beyond.

Certificates of Deposit: Knowing the Basics

By: John Lutz
10.17.24
Certificates are a type of savings account in which you deposit a specific amount of money for a certain amount of time. They are a great option to explore when considering medium or long-term savings goals.

Did You Know About these Credit Union Member Benefits?

By: Holly Benedetto
10.08.24
When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts! Your American Heritage account comes with special member prices on tickets, insurance, and more. But did you know about these additional benefits?

Timing and Savings: Grow Your Money With the Right Strategy

By: American Heritage
10.03.24
One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades— should shape how you save or invest.

Important Disclosures

The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.