Accounts

We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs. 

 

No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.

 

Savings Accounts

Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.

High-Yield Savings Account

Earn more on your funds with great rates. Choose the Certificate or IRA that best fits your financial timeline, or American Heritage's Highest-Yielding Savings account.

Money Market

Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.

Youth Accounts

Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.

Educational Savings Account

American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.

Independence Debit Card

American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.

Credit Cards

An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.

ATM/Debit Card

Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.

Prepaid Card

American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!

Helpful Savings  Tips

Go for Gold with Savings Products from American Heritage

By: John Lutz
03.13.25
No matter your stage in life, it’s never too early to begin saving! Whether it’s an emergency fund, saving for goals like a car or a first house, or developing your retirement fund, there are a wide range of strategies and products you can use to meet your savings goals.

How to Budget and Save Wisely with American Heritage Credit Union

By: John Lutz
02.27.25
This week is National America Saves Week, the perfect opportunity to explore savings account options, evaluate your budget, and work towards reducing your debt.

Why You Need an Emergency Fund (And How to Build One Faster)

By: American Heritage
01.16.25
While saving for an emergency may not sound as exciting as splurging on a luxury item, putting aside enough for a robust backup fund will help you achieve financial peace of mind.

Planning and Managing Your Budget in the New Year

By: John Lutz
12.26.24
Developing a budget for the New Year can help you achieve your financial goals. In this blog, you'll learn step-by-step how to create your budget and set yourself on a path for success.

Important Disclosures

The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.

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