Online & Mobile Access
Access your finances conveniently and securely anywhere, anytime with American Heritage’s online banking services.
Accounts
We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs.
No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.
Checking Accounts
Check out American Heritage CU's different checking accounts and choose the right one for you.
Savings Accounts
Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.
Money Market
Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.
Certificates & IRAs
Open with as little as $500, and choose one of our high-yield certificates, with terms from 3 to 60 months.
Youth Accounts
Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.
Educational Savings Account
American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.
Independence Debit Card
American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.
Credit Cards
An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.
ATM/Debit Card
Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.
Prepaid Card
American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!
Helpful Savings Tips
Helpful Savings Tips
Product Spotlight: Holiday Loan and Savings Club
11.03.22
While the holiday season may be a time of tradition for many, changing economic factors will force many to adapt their habits to fit a tighter budget this year.
According to Deloitte’s 2022 Holiday Retail Survey, shoppers plan to buy 9 gifts in 2022 versus 16 in 2021, citing rising prices. Despite this, consumers plan to maintain spending levels, spending an average of $1,455, similar to last year’s $1,463 average.
Knowing that shoppers don’t expect their dollar to go as far, what options exist for budget-conscious consumers who still want to create happy holidays?
Debt Skills and Time Management: How to Master Both
09.22.22
There are only twenty-four hours in a day, and how you spend each one can impact your entire life. If you frequently find yourself trying to magically turn back the clock, you may be in “time debt.”
Does Money Buy Happiness?
09.08.22
Money can’t buy happiness – is that even true?
When it comes to wealth and well-being, great minds think differently. Arthur Schopenhauer once declared, “Money alone is absolutely good,” while Seneca the Younger cautioned, “Money has never yet made anyone rich.” Perhaps a balanced perspective is needed – and as the legendary financial commentator Louis Rukeyser once quipped, “The best way to keep money in perspective is to have some.”
The Young Adult Financial Wellness Starter Kit
08.18.22
Now that we’ve created the Financial Wellness Dictionary for young adults to educate themselves on the most relevant terms to begin their financial wellness journey, the next step is to establish yourself at a financial institution. In today’s blog, we look at a handful of starter accounts, products, and services young adults should have or start familiarizing themselves with to continue towards financial independence.
Important Disclosures
The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.