Online & Mobile Access
Access your finances conveniently and securely anywhere, anytime with American Heritage’s online banking services.
Accounts
We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs.
No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.
Checking Accounts
Check out American Heritage CU's different checking accounts and choose the right one for you.
Savings Accounts
Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.
High-Yield Savings Account
Earn more on your funds with great rates. Choose the Certificate or IRA that best fits your financial timeline, or American Heritage's Highest-Yielding Savings account.
Money Market
Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.
Certificates & IRAs
Open with as little as $500, and choose one of our high-yield certificates, with terms from 3 to 60 months.
Youth Accounts
Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.
Educational Savings Account
American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.
Independence Debit Card
American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.
Credit Cards
An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.
ATM/Debit Card
Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.
Prepaid Card
American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!
Helpful Savings Tips
Helpful Savings Tips
8 Ways to Save on Your Thanksgiving Dinner This Year
11.13.25
While there’s a lot to be thankful for with the Thanksgiving holiday, one item that may not be so appreciative is your wallet. Between the meal itself, travel, decorations, and more, it may feel like the taps, swipes, and purchases never stop. However, with the proper budget and strategy in place, you can pull off a successful Thanksgiving that won’t empty your bank account.
Secure Your Future: Saving, Investing, and Planning for Financial Freedom
10.23.25
When you hear the phrase "financial independence," do you picture someone sipping cocktails on a beach after retiring at 50? While that sounds nice, real financial independence isn't one-size-fits-all. It could simply mean sleeping better at night knowing your bills are paid, your debt is manageable, or you've got a plan for what comes next.
6 Money-Related Challenges Newlyweds Face and How to Overcome Them
10.07.25
Marriage marks the beginning of an exciting chapter, but it also comes with new responsibilities – chief among them, managing money as a team. From differing spending habits to tackling debt, money matters can quickly become a source of tension if not addressed promptly. With open communication and a proactive approach, couples can navigate these financial hurdles and build a strong foundation for their future together.
How to Save for College: Simple Tips for Long-Term Planning
09.18.25
September is College Savings Month, and American Heritage Credit Union is here to help families explore options that make higher education more affordable and less stressful.
Important Disclosures
The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.