Motor Vehicle Loans

Head out onto the open road with vehicle financing solutions from American Heritage Credit Union.

When you finance a new or used vehicle with us, you get more than a loan. Our experts can help you find, finance and insure your automobile, motorcycle, or recreational vehicle. 

New & Used Motor Vehicle Loans

  • Low monthly payments
  • Competitive interest rates
  • New and Used Auto Loan terms up to 84 months
  • Get into the vehicle you want with a competitive interest rate and up to 84 months in loan terms.

Motorcycle Loans

  • Low monthly payments
  • Competitive interest rates
  • Financing up to $40,000
  • Loan terms up to 72 months
  • Ready to upgrade to your dream bike? Take advantage of competitive interest rates and loan terms up to 72 mos.

Recreational Vehicle Loans

  • Low monthly payments
  • Competitive interest rates
  • Financing up to $100,000
  • Loan terms up to 15 years
  • We offer loans for pop-up campers, trailer campers, 5th-wheel campers, and self-propelled motor homes.


Member Benefits


  • Member Protection*

  • GAP Insurance for vehicles purchased with long loan terms

  • Mechanical Repair Coverage for insurance against high-cost repairs

  • Credit Life Insurance & Credit Disability Insurance to protect your family against injury or death

  • Discount rate auto insurance from our partners: Nationwide Insurance & Liberty Mutual Insurance

  • Protect the value of your vehicle so you can focus on your other important finances.

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  • Upfront pricing

  • Research your vehicle

  • Lock in your savings

  • Purchase your car

  • Avoid the negotiation tactics at the dealership with this great vehicle shopping service.

Learn More

Ready to head out onto the open road?

New & Used Motor Vehicle Loans

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TermsNew Auto Loans APR*
Used Auto Loans APR* 
Up to 48 Months2.74% APR*2.74% APR*APPLY NOW
49 - 60 Months3.34% APR*3.34% APR*APPLY NOW
61 - 72 Months3.84% APR*3.84% APR*APPLY NOW
73 - 84 Months4.34 APR*4.34% APR*APPLY NOW

New & Used Motorcycle Loans

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TermsNew Motorcycle Loans APR*
Used Motorcycle Loans APR* 
0 - 36 Months4.49% APR*5.49% APR*APPLY NOW
37 - 60 Months4.74% APR*5.74% APR*APPLY NOW
61 - 72 Months4.99% APR*5.99% APR*APPLY NOW
0-60 Months-7.49% APR*APPLY NOW

New & Used Watercraft & ATV Loans

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TermsNew Power Watercraft & ATV Loans APR*
Used Power Watercraft & ATV Loans APR* 
0 - 36 Months6.49% APR*7.49% APR*APPLY NOW
37 - 60 Months6.74% APR*7.74% APR*APPLY NOW
61 - 72 Months6.99% APR*7.99% APR*APPLY NOW
Up to 60 Months-9.49% APR*APPLY NOW
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