Discounts for First Time Homebuyers

You can earn up to $500 in closing costs with our First-Time Homebuyers Program AND a $250 The Home Depot gift card when you use our realtors and mortgage team!
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Contactless Debit Cards Are Here!

Contactless payment is a new way to pay with your debit card that brings more security, safety, and convenience to card payments. New card rollouts are underway and will continue throughout the summer.
Learn more about our Contactless Cards

Refinance Your Home with Lower Rates and No Closing Costs!

With rates as low as 4.74% APR* and NO closing costs*, you can lower your monthly payment and avoid closing costs. Apply now and see how much you can save.
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Enjoy 1.35% APY* on Certificates and IRAs!

We’ve increased our Certificate and IRA rates and have among the highest rates in the region! Our new 15-Month, 1.35% APY* can help you plan and save with peace of mind.
Learn more about our Certificates

Convenient Products & Services For You & Your Family

Helping You Finance Your Next Vacation

Are you looking to take your family on a week-long getaway, spend the weekend exploring new places, or to turn your home into its own vacation destination? With our 12-12-12 Vacation Loan you can start planning for summer today!
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Accomplish your Summer Projects with a Home Equity Loan!

Have a checklist of big projects this summer? With our home equity loans and lines of credit, we can help with home improvements, vacations, wedding planning, education expenses, and more!
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Sell Your Home with a 4.5% Broker Fee and Save!

Use American Heritage’s own real estate agency, First Heritage Realty Alliance. Our professional, top-rated agents will help save when you sell your home, with broker fees as low as 4.5%.
LEARN MORE ABOUT OUR REALTY AGENCY

Featured Rates

3/1 Purchase ARM‡

4.500%

Interest Rate
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36 Month Certificate/IRA

2.00%

APY*
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60 Month Certificate

2.25%

APY*
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Home Equity

3.24%

APR* As Low As
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. This year, we’ve already paid this amount to our members in dividends:
$ 6,418,112
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause