Discounts for First Time Homebuyers

First-time Homebuyers can earn a $500 closing cost credit AND a $250 Home Depot gift card when they use our realtors and mortgage team.
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Refinance Your Home with Lower Rates and No Closing Costs!

Mortgage rates are still historically low. With rates as low as 2.99% APR and NO closing costs*, you can lower your monthly payment and avoid closing costs. Apply now and see how much you can save.
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Consolidate Your Debt with No Balance Transfer Fee!

Consolidate debt, save on interest and lower your payments with our Platinum Preferred Mastercard®. Enjoy 0.00% APR on Purchases and Balance Transfers for the first 9 months, and 9.99% APR** thereafter.
APPLY TODAY

Enjoy 1.00% APY on Certificates and IRAs!

We’ve increased our Certificate and IRA rates and have among the highest rates in the region! Our new 18-Month, 1.00% APY* can help you plan and save with peace of mind.
Learn more about Video Advisor!

Convenient Products & Services For You & Your Family

Sell Your Home with a 4.5% Broker Fee and Save!

Use American Heritage’s own real estate agency, First Heritage Realty Alliance. Our professional, top-rated agents will help save when you sell your home, with broker fees as low as 4.5%.
LEARN MORE ABOUT OUR REALTY AGENCY

Buy a New or Used Car and Save!

You can buy or refinance your automobile with American Heritage and save with rates as low as 2.99% APR and for 75 months. And, enjoy NO PAYMENTS for the first two months.
LEARN MORE ABOUR OUR AUTO LOANS

Start Winter Home Projects with a Home Equity Loan!

Home values are rising. Use your home equity to upgrade, renovate or consolidate debt. Enjoy home equity loan rates as low as 2.49% APR for 36 months.
LEARN MORE ABOUT HOME EQUITY LOANS

Featured Rates

10 Year Mortgage

3.000%

Interest Rate
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15 Month Certificate/IRA

1.00%

APY*
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60 Month Certificate/IRA

1.50%

APY*
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Home Equity

2.49%

APR*
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. This past year, we paid the this amount to our members in dividends:
$ 16,104,913
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause