Featured Rates

30 Year Mortgage

6.309%

Interest Rate

6.375%

APR²

30 Year No Cost Refinance

6.750%

APR³

High Yield Savings

3.10%

APY¹

12 Month Certificate (IRA Only)²

3.91%

APY¹
 

*APY = Annual Percentage Yield

Here's What our Members are Saying about American Heritage

Convenient Products & Services For You & Your Family

Platinum Preferred Credit Card

Get your finances back on track in 2026 by consolidating debt, saving on interest, and lowering your monthly payment with a Platinum Preferred Mastercard® from American Heritage.

Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.

Digital Estate Kits

Plan for what matters most. Our Digital Estate Kits make it simple and affordable to organize your wishes and help protect your legacy.

Learn More about our Financial Products

Budget-Friendly Summer Vacation Tips

05.28.26
It's unofficially the start of summer, and if you're like many people, your mind is already dreaming of road trips, beach days, and backyard cookouts. But, before the fun starts, it's worth taking a few minutes to make a financial plan. Preparing now can mean less stress come September.

Your Guide to First-Time Homebuyer Assistance Programs

05.21.26
Has buying a first home seemed like an impossible task? You're not alone in this feeling, but the truth is there are lots of resources and tools out there for first-time homebuyers! Assistance programs are designed with first-time buyers in mind and provide you with the education and financial support you need to fulfill your dream of becoming a homeowner.

8 Tips to Manage Your Mental Health and Your Finances

05.07.26
Just as it's important to manage your budget and finances, it's also crucial to manage your mental health. Money can understandably be a major cause of anxiety and strife, but it doesn't need to be. By having a budget in place and establishing an emergency fund, you can avoid the headache and feel more confident with your finances.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2025, we paid this amount to our members in dividends:
$105,695,118
 
CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!