Featured Rates

30 Year Mortgage

6.060%

Interest Rate

6.125%

APR²

30 Year No Cost Refinance

6.500%

APR³

High Yield Savings

3.10%

APY¹

12 Month Certificate (IRA Only)²

3.91%

APY¹
 

*APY = Annual Percentage Yield

Here's What our Members are Saying about American Heritage

Convenient Products & Services For You & Your Family

Platinum Preferred Credit Card

Get your finances back on track in 2026 by consolidating debt, saving on interest, and lowering your monthly payment with a Platinum Preferred Mastercard® from American Heritage.

Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.

Digital Estate Kits

Plan for what matters most. Our Digital Estate Kits make it simple and affordable to organize your wishes and help protect your legacy.

Learn More about our Financial Products

Is an Electric Vehicle the Right Car for You?

04.30.26
Have you seen more people charging their cars instead of filling up at the gas pump out on your drive? Electric vehicles, also known as EVs, have become more popular over the last few years. Whether it's helping the environment, saving money on gas, or wanting to try something different, there are a variety of reasons that an EV could be an option for you.

Ten Terms Every Homebuyer Should Know

04.23.26
Buying a home is a major and exciting milestone in life, but one that can feel a bit intimidating at times. However, armed with the proper knowledge and understanding, you can make the process of finding your dream home much simpler.

Sustainable Swaps That Save: Eco-Friendly Home Improvements

04.16.26
Earth Month is a reminder that small changes can make a meaningful difference. While sustainability often feels like a long-term environmental goal, it can also be a smart financial strategy. Energy-efficient home upgrades do more than reduce your carbon footprint. They can lower monthly utility bills, improve comfort, and increase your home's overall value. The key is focusing on practical improvements that offer measurable savings.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2025, we paid this amount to our members in dividends:
$105,695,118
 
CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!