Discounts for First Time Homebuyers!

First-time homebuyers can receive up to a $5,000 grant through our First Front Door Program*, and an additional $500 closing cost credit through our First-Time Homebuyer Credit Promotion*!
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Finish that Summer Project with a Home Equity Line of Credit

Have big projects this summer? A Home Equity Loan or Line of Credit is the perfect tool you'll need to accomplish them! If you have a major kitchen remodel, vacation, or other project planned will can help you with our low rates to make it affordable!
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Enjoy 4.75% APY* on Certificates and IRAs!

We’ve increased our Certificate and IRA rates and have among the highest rates in the region! Choose a term that best meet your needs. Earn 4.75% APY* on 12 Month Certificates.
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Earn 3.55% APY* with our High Yield Savings Account!

Looking to kick-start your savings goals? Our High Yield Savings Account is the perfect tool to get you to your goal faster with flexible options!
Learn more about our High Yield Savings Account

Convenient Products & Services For You & Your Family

Helping You Finance Your Next Vacation

Are you looking to take your family on a week-long getaway, spend the weekend exploring new places, or to turn your home into its own vacation destination? With our 12-12-12 Vacation Loan you can start planning for summer today!
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Earn up to 3% Cash Back!

With our Cash Rewards Mastercard, you can earn cash back on your summer spending, including air fare, dining, hotels and more!
Learn More about our Cash Back Card

Buy a New or Used Car and Save!

You can buy or refinance your automobile with American Heritage and save with rates as low as 6.24% APR* for 75 months. And, enjoy NO PAYMENTS for the first two months.
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Featured Rates

3/1 Purchase ARM‡

5.250%

Interest Rate
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High Yield Savings**

3.55%

APY*
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12 Month Certificate

4.75%

APY*
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Home Equity

5.74%

APR* As Low As
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. This year, we paid this amount to our members in dividends:
$ 23,515,173
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause