Discounts for First Time Homebuyers!

First-time homebuyers can receive up to a $5,000 grant through our First Front Door Program*, and an additional $500 closing cost credit through our First-Time Homebuyer Credit Promotion*!
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Fixed Mortgage Rates as Low as 5.99% APR

Our 30-year fixed mortgage rate has decreased to 5.99% APR. Refinance your variable rate mortgage or get pre-qualified to look for a new home this spring!
APPLY OR GET A QUICK QUOTE TODAY

Enjoy 4.25% APY* on Certificates and IRAs!

We’ve increased our Certificate and IRA rates and have among the highest rates in the region! Our new 18-Month, 4.25% APY* can help you plan and save with peace of mind.
Learn more about our Certificates

Earn 3.30% APY* with our High Yield Savings Account!

Looking to kick-start your savings goals? Our High Yield Savings Account is the perfect tool to get you to your goal faster with flexible options!
Learn more about our High Yield Savings Account

Convenient Products & Services For You & Your Family

We are giving away over $75,000 in cash and prizes!*

We are excited to celebrate our 75th Anniversary serving our members in communities! To commemorate this milestone, we are giving our members a chance to win over $75,000 in cash and prizes* just for your their American Heritage Credit or Debit Cards in 2023.
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Start Your New Year Projects Off Right!

Have big projects going into the New Year? A Home Equity Loan or Line of Credit is the perfect tool you'll need to accomplish them! If you have a major kitchen remodel, vacation, or other project planned will can help you with our low rates to make it affordable!
Plan 2023 off right

Buy a New or Used Car and Save!

You can buy or refinance your automobile with American Heritage and save with rates as low as 6.24% APR* for 75 months. And, enjoy NO PAYMENTS for the first two months.
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Featured Rates

3/1 Purchase ARM‡

5.490%

Interest Rate
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High Yield Savings**

3.30%

APY*
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24 Month Certificate

4.50%

APY*
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Home Equity

6.490%

APR* As Low As
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. This past year, we paid this amount to our members in dividends:
$ 23,782,880
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CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause