Featured Rates

Featured Rates

30 Year Mortgage

6.184%

Interest Rate

6.250%

APR²

30 Year No Cost Refinance

6.750%

APR³

High Yield Savings

3.10%

APY¹

24 Month Certificate

4.00%

APY¹

Savings Rates

High Yield Savings

3.10%

APY¹

Money Market Account

2.21%

APY¹

Platinum Money Market

2.80%

APY¹

Primary Share Savings

0.11%

APY¹

Certificates & IRAs

12 Month Certificate (IRA Only)²

3.91%

APY¹

24 Month Certificate

4.00%

APY¹

60 Month Certificate

3.81%

APY¹

Auto Loans

New Auto Loans Up to 63 Months

4.99%

APR¹ As Low As

Used Auto Loans Up to 63 Months

5.34%

APR¹ As Low As

Motorcycle Loans

5.39%

APR¹ As Low As

Recreational Vehicle Loan

7.99%

APR¹ As Low As

Mortgages

30 Year Mortgage

6.184%

Interest Rate

6.250%

APR²

30 Year No Closing Cost Refinance

6.750%

APR³

5/1 Year ARM⁴

5.125%

Interest Rate

6.250%

APR²

30 Year FHA

5.990%

Interest Rate

6.780%

APR²

Home Equity & HELOCs

Home Equity Loan Up to 70%

4.99%

APR¹ As Low As

Gold Home Equity Line of Credit²

5.99%

APR¹ As Low As

Platinum Fixed-Rate HELOC³

5.74%

APR¹ As Low As

Interest-Only HELOC⁴

6.25%

APR¹ As Low As
 

¹APY = Annual Percentage Yield

2,3APR = Annual Percentage Rate

Here's What our Members are Saying about American Heritage

Convenient Products & Services For You & Your Family

Platinum Preferred Credit Card

Get your finances back on track in 2026 by consolidating debt, saving on interest, and lowering your monthly payment with a Platinum Preferred Mastercard® from American Heritage.

Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.

America 250 Summer of Travel Sweepstakes

To celebrate America's 250th birthday, American Heritage members can earn up to $250 in travel rewards - plus the chance to win $2,500 towards their next vacation!

Learn More about our Financial Products

Fun & Affordable Activities in the Philadelphia Area for July 4th Weekend

07.02.26
Here at American Heritage Credit Union, we’re so proud to be celebrating our nation’s semiquincentennial, or 250th anniversary! From historical and educational events to the World Cup and everything in between, there’s truly something for everyone this summer, especially here in Philadelphia, the City of Brotherly Love.

5 Common Insurance Mistakes to Avoid (and How to Fix Them)

06.25.26
Insurance is one of life’s necessities that is easy to overlook or push to the back burner – until you need it. Unfortunately, many families find that they are underinsured, are overpaying, or simply don’t have the right kind of coverage. In honor of National Insurance Awareness Day on June 28, here are five common, costly insurance mistakes and how to avoid them.

Planning a Wedding on a Budget in 2026

06.18.26
If you’re recently engaged, congratulations! Planning a wedding is a beautiful time in your life, but one that is sure to come with some stressors and tough choices. However, by exploring all your options and alternatives, you can ensure that you and your loved ones still have a beautiful day without breaking the bank.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2025, we paid this amount to our members in dividends:
$105,695,118
 
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!