Fixed-Rate Home Equity Loans
- Loan amounts from $5,000 to $1,500,000
- Terms up to 20 years
- Borrow up to 95% of your home’s value
- Fixed monthly payments
- For the homeowner who needs a consistent and manageable monthly payment.
If you have built up equity in your home, apply now to use that equity to get a loan for home improvements, school tuition, bill consolidation or even a vacation. American Heritage has a variety of Home Equity Loan programs to match your needs and financial status. Use your home equity to upgrade, renovate or consolidate debt. Enjoy home equity loan rates as low as 5.99% APR* for 36 months.
If you want to take advantage of your home’s value, enjoy the flexibility of a line of credit, but the peace of mind of a fixed rate, check out our Platinum Fixed Rate Home Equity Line of Credit, with rates as low as 7.24% APR*.
For a full list of Home Equity Loans terms and Annual Percentage Rates (APRs) please visit our Rates page here.
PRODUCT TYPE | LOAN AMOUNT RANGE | DRAW PERIOD | TERM PERIOD | % BORROWED OF HOME VALUE | MINIMUM WITHDRAWAL AMOUNT |
---|---|---|---|---|---|
Fixed Rate Home Equity Loans | $5,000-$1,500,000 | n/a | up to 20 yrs | 95% | n/a |
Gold Home Equity Line of Credit | $10,000-$1,500,000 | 5 yr | n/a | 95% | $1,000 |
Platinum Fixed-Rate Home Equity Line of Credit | $5,000-$1,500,000 | 3yr | 5, 10, 15 yrs | 95% | n/a |
Interest-Only Home Equity Line of Credit | $10,000-$1,500,000 | 3yr | n/a | 95% | $1,000 |
SAFE Act