Retirement Income Planning
- How can I assure I don't run out of money in retirement?
- How much money each month can I expect in retirement and where will it come from?
Invest
Plan and save for the future you want and deserve.
Let our financial professionals help you get on the right path for retirement and any other investment goals you may have.
Investment & Retirement Center (IRC)
Looking for a more robust investment strategy? Turn to American Heritage's Investment & Retirement Center (IRC) for the advice and services you need. Your IRC representative will listen to your needs, review your goals and make recommendations. Educational workshops, including online video workshops, are also offered.
- Investment Planning
- IRAs (Traditional and Roth)
- Life Insurance
- Rollover / IRA Transfers
- Retirement
- Fixed and Variable Annuities
- Mutual Funds
- Conservative Investments CD Alternative
Interested in setting up an appointment with one of our trusted Advisers?
SET UP A COMPLIMENTARY CONSULTATION TODAY!
Check the background of investment professionals associated with this site on FINRA's Broker Check.
The American Heritage Investment & Retirement Center program is offered through LPL Financial (LPL), a registered investment advisor and broker dealer (member FINATA/SIPC) focused on serving credit union members.
Special Annuity Program
If you are saving for retirement, nearing retirement, or living in retirement, an annuity can help. Annuities allow you to receive a steady income for your entire life, starting now or during retirement. Certain annuities even give you the option to grow your money first. With annuities you can manage, defer and reduce taxes.*** A death benefit payment also offers protection for your family.
Questions about your financial future? We're here to help.
401K & Pension Rollovers
- When I retire or change jobs, what do I need to do to make sure my retirement plans are protected from taxes and positioned for my future?
- What are the tax rules and ramifications associated with my retirement accounts?
IRA's
- What are the different types of IRAs and which one is right for me?
- Am I able to contribute to a plan while also adding to my retirement plan through my employer?
Tax Advantage Investing
- How can I proactively keep my taxes down by placing my money in the correct accounts?
- How can I make sure I keep my taxes down in retirement by saving money in the right places while I'm working?
Legacy Planning
- How do I proactively establish a plan to assure that my wealth is passed to the right people?
- How do I assure that my family receives the most efficient transfer and use the funds for their benefits?
Education Planning
- What are the various vehicles to save for my children's or grandchildren's education in the future?
- How much money will I need to save or spend in the future based on the inflation in the cost of education over time?
Our experienced professionals are here to help you:
- Build your base by evaluating your insurance protection needs
- Accumulate assets for the future
- Save and invest for retirement
- Save and invest for education
- Manage wealth
- Create a retirement income
- Plan your legacy
Meet Your IRC Team
Meet Your IRC Team
Rick Whitmire, CRPC**
Vice President Wealth Management
Todd D. Lindemuth, CRPC**
Vice President Wealth Management
FR-3583802.1-0521-0623
Important Disclaimers
* Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. American Heritage Credit Union and The American Heritage Investment & Retirement Center are not registered as a broker-dealer or investment advisor. Registered representative of LPL offer products and services using American Heritage Investment & Retirement Center, and may also be employees of American Heritage Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, American Heritage Credit Union or American Heritage Investment & Retirement Center. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associates with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
**CHARTERED RETIREMENT PLANNING COUNSELOR (SM) and CRPC® are registered service marks of the College for Financial Planning®.
***Consult your tax advisor.