How will your accounts be protected?

We want you to know that your accounts are protected from overdrafts. A simple oversight, like forgetting to deposit a check, make a transfer or a simple miscalculation shouldn’t freeze your funds. Confidently cover overdrafts and trust that we've got your back with our overdraft privilege solutions.

Overdraft Program Options

Service	Cost
Overdraft Protection link to another deposit account you have at American Heritage Credit Union1	Free.
Line of Credit1, 2	Subject to interest. Free up to 6 transfers per month, $5 per transfer thereafter.
Overdraft Privilege	$10 per presentment fee for resulting negative balance less than or equal to $25; $24 per presentment fee for resulting negative balance greater than $25.

 

¹Call us at 215.969.0777, visit OnLine or Mobile Teller at Card Services -> Overdraft Privilege, email us at memberservices@amhfcu.org, or visit your local branch to sign up or apply for these services;

² Subject to credit approval.

Overdraft Protection and Line of Credit services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account or line of credit you may have at American Heritage Credit Union for a finance charge. Please note that overdraft lines of credit are subject to credit approval.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review the “What Else You Should Know” document for other important information. Click here to view the document.