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Blog Buying a Home with an FHA

Buying a Home with an FHA Loan

By: American Heritage02.03.22 Home & Mortgage
If you have limited savings or less-than-perfect credit, the dream of owning your own home may feel out of reach. You’re not alone, but don’t think you’re out of luck either. FHA loans are designed to help people with these challenges achieve the goal of homeownership by providing a mortgage that may work with their financial situation.
Blog Product Spotlight Debt Consolidation

Product Spotlight: Debt Consolidation Solutions

By: Holly Benedetto01.27.22 Product Spotlight
Debt consolidation is a process in which multiple debts are combined into a single payment. Benefits of debt consolidation can range from reducing the number of individual payments to paying less over time with a lower interest rate. There are several ways a borrower can consolidate their debt, and some solutions are more suited to certain debts than others.
Blog 8 Banking Fees

8 Banking Fees You Should Know About (and How To Avoid Them)

By: American Heritage01.06.22 Savings & Budgeting
From monthly checking account fees to surprise ATM surcharges, Americans are paying way too much for their banking. If you’ve ever gotten an unexpected bank charge – or a few of them – you know how it feels. If your New Year’s resolution is to save money, knowing about these eight common banking fees and how to avoid them is a great first step.
Blog Paying Down Debt

Spend Less, Save More, and Get Out of Debt in the New Year

By: American Heritage12.30.21 Savings & Budgeting
Maybe you overdid it with the holiday spending. Between buying presents and traveling to see loved ones, it’s easy to lose track of exactly how much you’re spending. But when you get your January statements and see all your purchases in black and white… ouch. Seeing a lower balance than you’d like in your checking account and a higher credit card bill than you expected can be just the wake-up call you need to take control of your spending.
Blog Ask the Experts IS

Ask the Experts: Information Systems

By: Holly Benedetto12.23.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Kevin Tressel, who leads a group of 30-plus employees with disciplines ranging from Programming, Networking, Security and IS Operations.
Blog Easy DIY Home Maintenance Tips

Easy DIY Home Maintenance Tips for Winter

By: American Heritage12.16.21 Home & Mortgage
Whether you’re a new homeowner or you settled into your place a while ago, these easy DIY home projects can help you save money over the long run. Get started while you’re cooped up inside during the cold winter months, and help lower your energy bills and improve your quality of life throughout the year.
Blog Your Holiday Tipping and Gifting

Your Holiday Tipping and Gifting Guide

By: Holly Benedetto12.09.21 Holiday
Holiday spirit can encourage increased tipping and additional cash gifts for workers in the service industry and other customer-facing roles. It’s a thoughtful gesture and is a great way to pay a special thanks to our everyday heroes.
Ask the Experts Project

Ask the Experts: Project Management

By: Holly Benedetto12.02.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Fawn Martin, whose team organizes, tracks, and structures American Heritage's projects, both big and small.
Blog Fight Fraud

Fight Fraud and Create a Safer World

By: Holly Benedetto11.18.21 Security
This week, the Association of Certified Fraud Examiners (AFCE) holds its annual International Fraud Awareness Week from November 14–20, 2021. The ACFE is the world’s largest anti-fraud organization and works with its partners to provide training and prevention education.
Blog VA Loans

Buying a Home With a VA Loan

By: American Heritage11.10.21 Home & Mortgage
For many veterans and military members, that may include buying their first or next home, or refinancing the one they’ve got. And the VA loan program — a valuable part of your VA benefits — could be a great way to get there.
Blog Ask the Experts Careers

Ask the Experts: Careers and Employee Benefits

By: Holly Benedetto10.28.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Kristine Belser, who brings her diverse human resource management experience and ideas to the associates at American Heritage.
Carriage House

Celebrate CU History on International Credit Union Day®

By: Holly Benedetto10.21.21 Culture
International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948. For its 73rd anniversary, this year’s theme is “Building financial health for a brighter tomorrow.” ICU Day® is brought to you by World Council of Credit Unions (WOCCU) and Credit Union National Association (CUNA), two organizations that have helped support the credit union mission for decades.
Blog Dont Wait to Get Your Estate

Don't Wait to Get Your Estate Plan in Order

By: American Heritage10.14.21 Investing & Retirement
When should you start thinking about your estate plan? According to many experts, the answer is as soon as you’re an adult. However, only 1 out of 3 adults has taken care of estate planning essentials like creating a will. If you’re not one of them, it’s time to start thinking about your estate plan.
Blog 6 Ways to Boost Your Smartphones

6 Ways to Boost Your Smartphone's Security

By: American Heritage10.07.21 Security
Your smartphone is a fantastic tool. Where else can you stay in touch with friends, make a work call, manage your checking account, and book a vacation – all while on the go? These portable devices make everyday tasks quick and easy, but they certainly carry with them some risk. After all, they’re often used to enter or view personal and financial information, making them prime targets for identity theft and phone scamming.
Blog Ask the Experts Marketing

Ask the Experts: Marketing

By: Holly Benedetto09.30.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Mike Dinneen, who oversees American Heritage’s Marketing Department and leads member communication in digital and print media.
Blog Things to Do in the Philly Area

Things to Do in the Philly Area this Fall

By: Holly Benedetto09.23.21 Culture
From September 22nd through December 21st, it is officially fall! Make up for lost time this autumn by partaking in the season’s best outdoor activities, festivals, and events. Many events have reopened with new features after taking the last year to adapt to new safety requirements or controlled crowds. Be sure to visit the website of anything that catches your eye to purchase tickets in advance or secure your timeslot.
Blog What to Consider Before Buying Your First RV

What to Consider Before Buying Your First RV, Boat, ATV, or Motorcycle

By: American Heritage09.16.21 Auto
Nothing beats spending time in the great outdoors, but having the right equipment on hand can make each outing more fun and exciting. If you’re thinking of buying your first outdoor toy – whether it’s a boat, motorcycle, ATV, or RV – congratulations! It’s a big step toward helping you and your loved ones have fun away from the TV.

 

 

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