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A mother and daughter embrace, holding sunflowers

Mother's Day Ideas on a Budget

By: Holly Benedetto04.29.21 Culture
After a challenging year, society has learned the value in appreciating our loved ones for all that they do for us. While we slowly emerge from the effects of the shutdown, many wish to keep their activities safe and low budget. Luckily, there is no wrong way to celebrate Mother’s Day, and there are as many unique ways to celebrate as there are mother figures to be celebrated.
A couple deposits a check on the go

4 Digital Services to Join This Earth Day

By: Holly Benedetto04.22.21 Product Spotlight
All of us can make a difference every day by choosing greener, electronic options. By reducing paper waste and mailing resources, you can help reduce your footprint and contribute to the good of the environment. If you are looking for more ways to reduce waste, consider using these four digital services offered at American Heritage.
A call center phone and headset sit on a desk

Ask the Experts: The Contact Center

By: Holly Benedetto04.15.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Jen O'Brien, a leader in our Contact Center who strives to make communication as smooth as possible for our members.
Blog PreApproval

Mortgage Pre-Approval: What You Should Know

By: American Heritage04.08.21 Home & Mortgage
If you’re in the market for a new home, there are a few key steps you’ll need to take early on. You’ll need to consider the type of home and neighborhood you want to move to, and find a great real estate agent to help you search. One of the most important steps of all? Getting pre-approved for a mortgage. Here’s why getting a lender’s pre-approval is a big deal when shopping for a new home, and what you should know before you begin.
Blog 4 Financial

4 Financial Lessons That Set Your Kids Up for Success

By: American Heritage04.01.21 Education Savings & Budgeting
April 1st marks the beginning of both National Credit Union Youth Month and Financial Literacy Month, so what better time to find resources to teach your child about money? Passing along your experience and insight is one of the greatest gifts you can give your kids. This is especially true when it comes to supporting their financial literacy. Building a strong financial foundation from an early age will help set them up for success throughout their lifetime. Here are four areas to focus on.
Blog Member Benefits

Did You Know About these Credit Union Member Benefits?

By: Holly Benedetto03.25.21 Savings & Budgeting Security
When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts! Your American Heritage account comes with special member prices on tickets, insurance, and more. But did you know about these additional benefits?

Ask the Experts: Risk Management

By: Holly Benedetto03.11.21 Ask the Experts Security
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Rachel Nguyen, who leads her team in detecting and preventing fraud to protect the membership.
Blog Financial Health

How Your Finances Affect Your Health and Ways You Can Support Both

By: American Heritage03.04.21 Savings & Budgeting
In study after study, researchers have found a clear link between a lack of financial security and a variety of health issues, like high blood pressure, heart disease, and anxiety and depression. Additionally, financial problems can cause stress and relationship issues as well as make it harder for some people to access the things that keep them in the best health, like quality healthcare and nutritious food.
Blog Reduce Tax Stress

Reduce Tax-Season Stress with a Little Preparation

By: American Heritage02.26.21 Tax Filing
If you’re new to filing taxes, the process can feel a little overwhelming. It may seem like there are too many details to remember and tons of jargon to decipher. But here’s the truth: If you take some time now to learn about the filing process, understand what information you will need, and have a clear plan for completing your tax returns well in advance of the April 15 deadline, it’s not so bad. You may even get to enjoy a nice refund.

Life Stages: Should I Insure My Engagement Ring?

By: Holly Benedetto02.18.21 Security Culture
According to The The Knot, the average engagement ring costs $5,500. For an object designed to be worn on the hand, that’s an expensive item to go unprotected. Accidents happen. Your ring could get lost, stolen, or damaged during daily life or travel. Keep reading to learn how to secure this sentimental purchase’s safety with an insurance policy designed to protect fine jewelry.

5 Things to Discuss Before You Tie the Knot

By: American Heritage02.11.21 Savings & Budgeting
Getting married is an exciting time. From announcing the news to your friends and family, to planning a wedding and honeymoon during these uncertain times, you’ve got a lot to think about. So it can be easy to overlook one of the most important subjects that affects newly married couples: money.

8 Home Upgrades That Can Lower Your Energy Bills

By: American Heritage01.28.21 Home & Mortgage Savings & Budgeting
Around here, winters can get cold. While it’s great to enjoy the sight of a winter wonderland (and a cup of hot cocoa) from inside a warm home, the cost of keeping your place comfortable can be significant. In the spirit of National Cut Your Energy Costs Day, which is January 10, here are eight strategies to improve your home’s energy efficiency, lower your energy bills, and help reduce your impact on the planet.

Honor the Dream on Martin Luther King Jr. Day

By: American Heritage01.25.21 Culture
Martin Luther King Jr.’s legacy extends far beyond his famous “I Have a Dream” speech. Throughout his time as a civil rights leader, both his words and actions spoke to the importance of joining together as a community to overcome injustice and create a fairer, kinder society for everyone. In that spirit, Martin Luther King Jr. Day has become a national day of service, and the Greater Philadelphia Martin Luther King Day of Service is one of its largest annual events.

Ask the Experts: Video Advisor

By: Holly Benedetto01.15.21 Ask the Experts
In this new series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with experts Devon Yoak and Christian Suarez, who are working together to bring a new project to life. This project, known as Video Advisor, is an exciting new communication channel for members near and far.

Summer Bucket List: 5 Things to Do in Philadelphia

By: American Heritage01.07.21
As proud Philadelphians (fun fact: we were founded in Pennsylvania over 70 years ago!), we enjoy exploring our city and all of the activities Philadelphia has to offer, especially in the summertime. That’s why we’ve compiled a summer bucket list of our top 5 things to do in Philadelphia this summer and encourage our members to check them out and share with us on our social channels!
Couple enjoying coffee

What is a Home Equity Loan?

By: American Heritage01.07.21 Home & Mortgage
As part of a 2-part blog series, and in an effort to help our members better understand both options, our team is reviewing the differences between a home equity loan and a home equity line of credit—both of which are potential options for those wanting to borrow on their home equity. To get started, let’s review the following brief overview that explains what is a home equity loan—including how to use it, the benefits, and how to a secure a home equity loan.

 

 

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