Traveling can bring excitement, new experiences, and can even help you recharge and reduce stress. But to travel, you’ll need to pay for your trip and expenses that come with it. Travel credit cards are a great option for those looking to earn and redeem points, cash back, and receive valuable perks to help ease travel costs. With many options available to travelers, it’s hard to know which card is your best option. We’ve created a guide to help you determine which type of card best suits your spending habits, travel needs, and expectations.
By: Holly Benedetto03.09.23
For many, our biggest life goals are accomplished through banking. The ability to save, borrow, and invest money is key to most aspects of modern life and independence. However, fair banking had not always been available for everyone through the course of history. Know your rights and celebrate these championships of justice by learning about these historic laws.
By: Nicholas Franks03.02.23
The City of Brotherly Love: the heartbeat of the Delaware Valley which we’ve been tied to since 1948. American Heritage Credit Union is one of the leading financial institutions in the greater Philadelphia area that provides members with full-service banking solutions while continually staying involved with our community. Here are some affordable things that you can do this month with your friends or family for under $60!
Since 2007, America Saves Week has been inspiring people of all ages to commit to building and maintaining good savings habits. This year’s theme is “A Financially Confident You,” and it’s all about taking control of your finances to achieve financial well-being.
In honor of America Saves Week, here are some money-saving tips to help you boost your financial confidence and empower your financial future.
Millions of people use dating apps or social networking sites like Facebook and Instagram in the hope of finding love. But instead of finding their dream person, they wake up to an empty bank account. In fact, in 2021 alone, the Federal Trade Commission said that losses from romance scams were up nearly 80% from 2020, totaling $547 million.
There are lots of things to look out for when it comes to romance and other online scams. In this blog, we’ll look at some different kinds of scams so you can avoid them and the heartache that can come along with them.
Identity theft can be a devastating crime that victims may not notice until it is already too late. Anyone can become a victim of identity theft, but luckily, anyone can take precautions to protect themselves.
The Federal Trade Commission (FTC) and its partners hosted Identity Theft Awareness Week from January 30 through February 3, 2023. Their mission is to raise awareness that any person, of any age or background, can be a target for identity theft.
By: American Heritage01.12.23
Each January, we celebrate the wisdom and legacy of Martin Luther King, Jr., whose fight and vision for a better society left a lasting mark on the nation and still inspire many to this day. Though his “I Have a Dream” speech is perhaps his most famous, King gave over 2,500 speeches in his lifetime and was full of powerful truths and beliefs that can guide us toward more meaningful, impactful living today.
To celebrate MLK Day 2023, we have gathered some of our favorite actionable Martin Luther King quotes to help you honor everything he did for our country.
The brisk changing of the seasons and the upcoming Thanksgiving holiday gives us a chance to look back at the year and reflect on the things we’re most grateful for. Here at American Heritage Credit Union, 2022 has brought us many new experiences, relationships, and opportunities to advance our mission in the communities we serve. Here are some memorable highlights.
International Credit Union Day ®, also known as ICU Day®, is celebrated on the third Thursday of October. This year marks the 74th anniversary of the day, with the theme “Empower Your Financial Future with a Credit Union™.” This special day is brought to you by World Council of Credit Unions (WOCCU) and Credit Union National Association (CUNA).
The third Thursday of October is also known as National Get Smart About Credit Day. Knowing how credit works and how your score is calculated is a great way to live this year’s theme and empower your financial future.
By: American Heritage10.06.22
You might be familiar with some of the things that make credit unions unique. They’re democratically controlled, not-for-profit financial cooperatives that are owned by their members. Instead of being driven by profits, credit unions are built on the philosophy of “people helping people” and focused on supporting their members’ financial well-being.
Money can’t buy happiness – is that even true?
When it comes to wealth and well-being, great minds think differently. Arthur Schopenhauer once declared, “Money alone is absolutely good,” while Seneca the Younger cautioned, “Money has never yet made anyone rich.” Perhaps a balanced perspective is needed – and as the legendary financial commentator Louis Rukeyser once quipped, “The best way to keep money in perspective is to have some.”
By: American Heritage06.30.22
More and more Americans are imagining new ways to earn extra income and achieve financial freedom. According to a recent survey, nearly half of all full-time workers in the U.S. are currently pursuing some type of employment or entrepreneurial venture in addition to their regular day jobs. And while many are happy to keep their side hustles on the side, others are dreaming bigger.
Are you curious about growing your part-time passion project into a full-fledged business? Read on for seven valuable tips.
By: American Heritage03.03.22
Small actions can have a big impact. And, they can also have a ripple effect. If you’d like to make a positive difference in your community – and beyond – here are some easy ways to get started.
By: American Heritage02.10.22
February 14 is Valentine’s Day – the perfect opportunity to celebrate romance and spend quality time with your special someone. But the traditional trappings of the holiday – red roses, fancy restaurants, giant heart-shaped boxes of chocolate – can really add up. In fact, the average American spent over $160 on Valentine’s Day last year. If you’re looking for some fresh ideas that are easier on your wallet, read on!
By: Holly Benedetto10.21.21
International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948. For its 73rd anniversary, this year’s theme is “Building financial health for a brighter tomorrow.” ICU Day® is brought to you by World Council of Credit Unions (WOCCU) and Credit Union National Association (CUNA), two organizations that have helped support the credit union mission for decades.
By: Holly Benedetto09.23.21
From September 22nd through December 21st, it is officially fall! Make up for lost time this autumn by partaking in the season’s best outdoor activities, festivals, and events.
Many events have reopened with new features after taking the last year to adapt to new safety requirements or controlled crowds. Be sure to visit the website of anything that catches your eye to purchase tickets in advance or secure your timeslot.
Sometimes we find ourselves no longer in need of the things we keep around the house. Gently used or good condition items can find life in a new home — a much more environmentally friendly solution than ending up in the trash. Before you reach for the online marketplace, consider the value of giving the item away for free. This simple action can create a large positive impact on interpersonal relationships and your surrounding community.
By: Holly Benedetto06.17.21
Dads, grandfathers, uncles, mentors, and all father-figures deserve a day to be honored. For the man who has everything, treat him to an experience, particularly now that concerts, shows, museums, and more are opening their doors once again. In case your Father’s Day plans last year were put on hold from the pandemic, make your bookings now for a safer comeback summer.
By: Holly Benedetto04.29.21
After a challenging year, society has learned the value in appreciating our loved ones for all that they do for us. While we slowly emerge from the effects of the shutdown, many wish to keep their activities safe and low budget. Luckily, there is no wrong way to celebrate Mother’s Day, and there are as many unique ways to celebrate as there are mother figures to be celebrated.
According to The The Knot, the average engagement ring costs $5,500. For an object designed to be worn on the hand, that’s an expensive item to go unprotected. Accidents happen. Your ring could get lost, stolen, or damaged during daily life or travel. Keep reading to learn how to secure this sentimental purchase’s safety with an insurance policy designed to protect fine jewelry.