Blog

Select a category below:

Clear Filter
Blog Dont Wait to Get Your Estate

Don't Wait to Get Your Estate Plan in Order

By: American Heritage10.14.21 Investing & Retirement
When should you start thinking about your estate plan? According to many experts, the answer is as soon as you’re an adult. However, only 1 out of 3 adults has taken care of estate planning essentials like creating a will. If you’re not one of them, it’s time to start thinking about your estate plan.

6 Ways to Make the Most of Your Retirement

By: American Heritage06.04.20 Investing & Retirement
You want to enjoy your retirement. You’ve earned it! So, the last thing you want to do is worry about your finances. If you’re recently retired or soon will be, you want to make sure your money will last, especially during these uncertain times. Here are six keys to saving money and simplifying your finances in retirement.

Roth vs. Traditional: Which IRA is best for me?

By: American Heritage02.18.20 Investing & Retirement
We have all heard it before — start saving now, so you can enjoy retirement on your terms. Unfortunately, if you’re like most 20-somethings, contributing to a retirement account is a task that tends to fall down your ever-growing list of to-dos. From student loans to rent and bills, it’s easy to understand how retirement planning, like selecting a Roth vs. traditional IRA, can be neglected.
Retirement Plan

Build a Better Retirement with IRA Certificates

By: American Heritage01.10.20 Investing & Retirement
If you’re looking for a simple solution that offers both steady earnings and protection for your funds, an IRA certificate could be right for you. While you may not have heard of this type of account, you’re probably familiar with the two accounts it combines: an individual retirement account (IRA) and a certificate (the credit union equivalent of a bank CD). Here’s why an IRA certificate could be a smart approach to your retirement savings.

5 Important Facts You Should Know About Social Security & Retirement

By: American Heritage12.23.19 Investing & Retirement
Whether you’re a few years or a few decades away from retirement, you want to make sure you can live comfortably when you do retire. First enacted in the 1930s, America’s Social Security program protects people against the loss of earnings due to retirement, death, or disability. But Social Security was meant to be a foundational element of planning for retirement, not the only source of income after retirement. Here are five important facts about the program.
Senior couple walking their dog in a beautiful autumn park

Want a Comfortable Retirement? Start Saving Now.

By: American Heritage10.10.19 Savings & Budgeting Investing & Retirement
It’s easy to put off saving for retirement. Everyday expenses like rent and groceries take precedence over something that’s decades away. And other savings goals like a new car or a down payment on a house are more exciting (and feel more tangible) than retirement. But starting to save for retirement when you’re young will make saving enough money to enjoy a comfortable retirement much easier. Here's why.
Certificate vs. MMA

Certificates vs. Money Market Accounts: What’s Right for You?

By: American Heritage03.21.19 Investing & Retirement
A certificate or money market account (MMA) from your local credit union can be a smart, safe way to grow your money faster – and reach your savings goals sooner. Unlike stocks, both account options are federally insured, and they often pay much higher dividends than typical savings accounts. Certificates and MMAs are both good options, but they have some key difference you should know about when deciding which to choose.
Couple talking with financial advisor

Questions To Ask Your Financial Advisor

By: Investment and Retirement Center01.02.19 Investing & Retirement
Between paying off student loans to thinking about buying a home, your 20s is a time filled with change, excitement, and yes, lots of financial decisions. As you deliberate on these various decisions, securing a financial advisor may be a good strategy, one that can help you navigate these big life changes. The first step to getting a financial advisor? Do your homework and ask the right questions.

 

 

Want to stay up-to-date with more financial articles like this one? Join our email list and receive the latest blog articles in your inbox.