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7 Home Improvement Projects That Won’t Break the Bank

By: American Heritage04.28.22 Home & Mortgage
Your home is likely your biggest investment – and it’s where you and your family should feel safe, comfortable, and connected. So, whether it’s your forever home or you’re planning to make a move in the near future, you might want to consider some home improvement projects that can deliver value, efficiency, and style.

Teach Your Children These Key Money Skills

By: American Heritage04.06.22 Education
As a parent, you’re responsible for teaching your kids important life lessons. You help them learn their ABCs, how to tie their shoes, and to look both ways before crossing the street. But do you teach them about saving money? Learning how to budget and save responsibly are key skills they’ll need to succeed later in life. In honor of Financial Literacy Month and National Credit Union Youth Month, here are six ways to cultivate smart savings habits as your child grows up.
Blog Get Your Vehicle Spring-Ready

Get Your Vehicle Spring-Ready in 7 Steps

By: Kirstin Wilson03.18.22 Auto
With the warmer months right around the corner, our spring-cleaning list usually includes tasks like decluttering closets, storing away snow supplies, and even organizing finances for the year. One task that should not go overlooked is keeping your vehicle up to date with the season! Getting your vehicle in tip-top shape can save you money down the road and can protect you and your family from preventable hazards.
Blog ATM Safety Tips

ATM Safety Tips Everyone Should Know

By: American Heritage03.09.22 Security
Whether you’re using a stand-alone ATM, one inside a grocery store, or a drive-through ATM, here are some ATM safety tips that can help keep you, your money, and your financial information safe from would-be criminals.
Blog Product Spotlight Personal Loan

Product Spotlight: Personal Loans

By: Holly Benedetto02.17.22 Product Spotlight
Loans have been around for millennia, with records dating back to early Mesopotamian farmers borrowing seeds and livestock and using their yields for repayment. Today, loans remain one of the most classic banking products available due to their simplicity, versatility, and usefulness. A personal loan is a sum of money borrowed from a credit union, bank, or other lender, paid back over a set amount of time in fixed monthly installments, with interest.
Blog 14 Affordable Valentines

14 Affordable Valentine’s Day Date Ideas

By: American Heritage02.10.22 Culture
February 14 is Valentine’s Day – the perfect opportunity to celebrate romance and spend quality time with your special someone. But the traditional trappings of the holiday – red roses, fancy restaurants, giant heart-shaped boxes of chocolate – can really add up. In fact, the average American spent over $160 on Valentine’s Day last year. If you’re looking for some fresh ideas that are easier on your wallet, read on!
Blog Buying a Home with an FHA

Buying a Home with an FHA Loan

By: American Heritage02.03.22 Home & Mortgage
If you have limited savings or less-than-perfect credit, the dream of owning your own home may feel out of reach. You’re not alone, but don’t think you’re out of luck either. FHA loans are designed to help people with these challenges achieve the goal of homeownership by providing a mortgage that may work with their financial situation.
Blog Product Spotlight Debt Consolidation

Product Spotlight: Debt Consolidation Solutions

By: Holly Benedetto01.27.22 Product Spotlight
Debt consolidation is a process in which multiple debts are combined into a single payment. Benefits of debt consolidation can range from reducing the number of individual payments to paying less over time with a lower interest rate. There are several ways a borrower can consolidate their debt, and some solutions are more suited to certain debts than others.
Blog 8 Banking Fees

8 Banking Fees You Should Know About (and How To Avoid Them)

By: American Heritage01.06.22 Savings & Budgeting
From monthly checking account fees to surprise ATM surcharges, Americans are paying way too much for their banking. If you’ve ever gotten an unexpected bank charge – or a few of them – you know how it feels. If your New Year’s resolution is to save money, knowing about these eight common banking fees and how to avoid them is a great first step.
Blog Paying Down Debt

Spend Less, Save More, and Get Out of Debt in the New Year

By: American Heritage12.30.21 Savings & Budgeting
Maybe you overdid it with the holiday spending. Between buying presents and traveling to see loved ones, it’s easy to lose track of exactly how much you’re spending. But when you get your January statements and see all your purchases in black and white… ouch. Seeing a lower balance than you’d like in your checking account and a higher credit card bill than you expected can be just the wake-up call you need to take control of your spending.
Blog Ask the Experts IS

Ask the Experts: Information Systems

By: Holly Benedetto12.23.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Kevin Tressel, who leads a group of 30-plus employees with disciplines ranging from Programming, Networking, Security and IS Operations.
Blog Easy DIY Home Maintenance Tips

Easy DIY Home Maintenance Tips for Winter

By: American Heritage12.16.21 Home & Mortgage
Whether you’re a new homeowner or you settled into your place a while ago, these easy DIY home projects can help you save money over the long run. Get started while you’re cooped up inside during the cold winter months, and help lower your energy bills and improve your quality of life throughout the year.
Blog Your Holiday Tipping and Gifting

Your Holiday Tipping and Gifting Guide

By: Holly Benedetto12.09.21 Holiday
Holiday spirit can encourage increased tipping and additional cash gifts for workers in the service industry and other customer-facing roles. It’s a thoughtful gesture and is a great way to pay a special thanks to our everyday heroes.
Ask the Experts Project

Ask the Experts: Project Management

By: Holly Benedetto12.02.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Fawn Martin, whose team organizes, tracks, and structures American Heritage's projects, both big and small.

 

 

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