Blog

Select a category below:

Blog HELOC vs Refi

Home Equity Line of Credit (HELOC) vs. Refinancing: What's Best for Me?

By: Holly Benedetto09.09.21 Home & Mortgage
For the seasoned homeowner, researching how to fund your next big project or life event can bring up a variety of complicated terms. Many of these terms are presented together, but they often work very differently from one another. In this article, we compare a Home Equity Line of Credit (HELOC) to refinancing your existing mortgage. To learn how each option works and when you would want to choose one over another, continue reading.
Ask the Experts Commercial Lending

Ask the Experts: Commercial Lending

By: Holly Benedetto09.02.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert William Mello, who has brought an industry’s worth of experience to American Heritage’s business lending teams.
blogFirstTimeBuyingAHome

First Time Buying a Home? Avoid These 7 Mistakes

By: American Heritage08.26.21 Home & Mortgage
Buying a house is a great investment in your future. But the process can be a bit confusing when you’re first starting out. If you’re not careful, or let your emotions get the better of you, it’s possible to make mistakes that can derail the homebuying process or lead you to a home that isn’t the best fit for you (or your finances). Be sure to avoid these common homebuying mistakes from the beginning.
Three college students talk in a library while holding books

4 Banking and Budgeting Tips for College Students

By: American Heritage08.19.21 Education
Going to college is a big step. You’re able to stretch your legs and develop the skills you need to be independent once you graduate. One of the most important skills you’ll need to learn isn’t taught in the classroom: how to manage your finances in college. Here are a few key tips to help you learn how to save money in college, build a solid budget, and help keep your checking account growing rather than shrinking each month.
A cellphone, held in front of a laptop, showing credit report information

Ask the Experts: Consumer Lending

By: Holly Benedetto08.05.21 Ask the Experts Credit
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Bryan Eichenbaum, an expert on all things lending at American Heritage.
A young man looks under the hood of his car while making a call on his cellphone

What's the Right Amount for Your Emergency Fund?

By: American Heritage07.29.21 Savings & Budgeting
Everyone knows that saving money is essential if you want to build a financially secure future. But having a general savings account may not be enough to help you get through those lean times (such as losing a job) or to cover a surprise bill (such as medical expenses or car repairs). You need to develop a solid emergency savings fund if you want to keep your finances in good shape.
Blog Zero in on Reducing Debt

Zero in on Reducing Debt with This Type of Credit Card

By: Holly Benedetto07.22.21 Credit
Credit cards are one of the most versatile tools you can carry in your wallet. From getting extra rewards when swiping at gas stations or grocery stores to building your credit score, these pieces of plastic can impact your financial health. With so many options available, how do you choose?

Participate in National Give Something Away Day with These Tips

By: Holly Benedetto07.15.21 Culture Home & Mortgage
Sometimes we find ourselves no longer in need of the things we keep around the house. Gently used or good condition items can find life in a new home — a much more environmentally friendly solution than ending up in the trash. Before you reach for the online marketplace, consider the value of giving the item away for free. This simple action can create a large positive impact on interpersonal relationships and your surrounding community.
Carriage House

Ask the Experts: Branch Operations

By: Holly Benedetto07.08.21 Ask the Experts
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Brian Shotwell, whose passion for building relationships with members helps shape the service culture at American Heritage's branches.
Blog 6 Questions to Ask Before Getting a Loan or CC

6 Questions to Ask Before Getting a Loan or Credit Card

By: American Heritage06.24.21 Credit
The right loan or credit card can give you more financial freedom and open up exciting opportunities – from traveling the world to buying your first car or home. But borrowing money is a big responsibility, and it’s not a decision you should make lightly. Failing to use credit responsibly can damage your credit or lead to serious financial problems.
Blog Fathers Day in Philadelphia

Things to Do for Father’s Day in Philadelphia

By: Holly Benedetto06.17.21 Culture
Dads, grandfathers, uncles, mentors, and all father-figures deserve a day to be honored. For the man who has everything, treat him to an experience, particularly now that concerts, shows, museums, and more are opening their doors once again. In case your Father’s Day plans last year were put on hold from the pandemic, make your bookings now for a safer comeback summer.
Blog 5 Easy Ways to Boost Your Home Curb Appeal

6 Easy Ways to Boost Your Home's Curb Appeal

By: American Heritage06.17.21 Home & Mortgage
As a homeowner, you know that taking care of your house is the best way to maintain its value. But even a house that’s in good working order can look drab or uninviting from the outside. If you’re planning to sell in the near future, that could affect your home’s selling price. That’s why many real estate agents put a big emphasis on curb appeal.
Blog Guarding Against Debit Credit Card Fraud

Guarding Against Debit & Credit Card Fraud

By: American Heritage06.03.21 Credit Security
It’s no surprise the credit and debit cards are so popular. They’re simple, easy to use, and accepted almost everywhere. But this popularity has also made them a common target for thieves and fraudsters. In 2019 alone, more than 270,000 people fell victim to credit card fraud. The consequences can be serious, from financial loss to damage to your credit (not to mention the stress).
Blog Ask the Experts KNH

Ask the Experts: The Kids-N-Hope Foundation

By: Holly Benedetto05.27.21 Ask the Experts
In this new series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with experts Dorian Smith and Gina Pelbano, two leaders of the Kids-N-Hope Foundation's success, responsible for the creation and facilitation of fundraising events.
Blog Don't Forget These Financial Safety Tips for Travelers

Don’t Forget These Financial Safety Tips for Travelers

By: Holly Benedetto05.20.21 Security
You already know to protect your home while traveling, but there are still more precautions to take while on the go. Whether traveling domestically or abroad, your wallet and your smartphone are your lifeline. Defend them both with these key tips to help your trip go as smoothly as possible.
Boxes sitting unattended on a front porch

4 Tips to Protect Your Mail (for Travel and Every Day!)

By: Holly Benedetto05.13.21 Security Home & Mortgage
Mail theft is an issue that can leave you feeling blindsided, especially if the stolen mail contains sensitive information that puts your identity at risk. On top of that, stolen bills or statements can cause late payments or other financial headaches. Many people don’t think about protecting their mail until it’s too late, so take these proactive steps today!
Blog Just Graduated

Just Graduated? These 7 Financial Tips Are For You

By: American Heritage05.06.21 Education
You’ve finally graduated from college and are ready to strike out on your own. Then it hits you: There are a lot of new financial responsibilities ahead. If you’re like most new grads, the thought of financial independence seems appealing on the surface, but if you’re not sure where to start, it can feel overwhelming fast. Luckily, there are a few things you can do to start out on the right foot.
A mother and daughter embrace, holding sunflowers

Mother's Day Ideas on a Budget

By: Holly Benedetto04.29.21 Culture
After a challenging year, society has learned the value in appreciating our loved ones for all that they do for us. While we slowly emerge from the effects of the shutdown, many wish to keep their activities safe and low budget. Luckily, there is no wrong way to celebrate Mother’s Day, and there are as many unique ways to celebrate as there are mother figures to be celebrated.

 

 

Want to stay up-to-date with more financial articles like this one? Join our email list and receive the latest blog articles in your inbox.