If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.
This Saint Patrick’s Day, you might be hoping to find your very own pot of gold at the end of a rainbow. Maybe you’re wondering how gold got to be such a hot commodity in the first place.
In this post, we’ll share 10 fascinating facts about this most famous of precious metals, including some tips for those who are curious about gold as an investment.
For many, our biggest life goals are accomplished through banking. The ability to save, borrow, and invest money is key to most aspects of modern life and independence. However, fair banking had not always been available for everyone through the course of history. Know your rights and celebrate these championships of justice by learning about these historic laws.
By: Nicholas Franks03.07.24
Culture
From the electrifying atmosphere of the Philadelphia Phillies' opening weekend, where the crack of the bat rings throughout the city of brotherly love, to the captivating displays of floral artistry at the renowned Philadelphia Flower Show, and the underwater encounters with mermaids at the Adventure Aquarium In this blog we’ll unveil the must-see attractions, hidden gems, and unforgettable moments throughout the Greater Philadelphia area this month.
Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.
Retirement is the long-awaited reward after a life of hard work—a time to devote to yourself, your loved ones, and your dreams. An individual retirement account can be an essential tool in your retirement savings strategy, helping ensure your finances can support you throughout your golden years.
In honor of American Heart Month, learn about the link between financial and physical wellness, as well as tips to better manage your stress and finances for a healthier heart and future.
By: Nicholas Franks02.08.24
Culture
From live performances to unique experiences, the city has curated a diverse lineup of things to do this month for Valentine's Day and beyond. We’ve ensured that your calendar remains full of delightful moments and memorable experiences throughout the winter season. This list promises to guide you through the must-see events in February around the City of Brotherly Love.
With Tax Season upon us, here are several tips and offers to help you make the most of your tax return and refund!
Without the right support and preparation, buying a home can feel a lot like putting together a puzzle with only half of the pieces: time-consuming and frustrating. From house-hunting to closing, the homebuying process takes 4 to 6 months on average and involves multiple moving parts, so it’s no surprise that many homebuyers find it overwhelming.
If you want to simplify and streamline your experience, you can take steps to better prepare and set yourself up for a smooth road to homeownership.
By: Holly Benedetto01.25.24
Auto
When comparing potential auto loan lenders to refinance with, the main factors to consider are the loan amount (how much money you’re borrowing), the annual percentage rate (or APR, the interest rate on the loan), and the loan term (time to pay back the loan in full).
We know refinancing a loan can be a bit daunting—that’s why we answered some of the most common questions buyers have when it comes to deciding when and how to refinance your auto loan.
We understand that changes to your financial situation are not always in your control and can be difficult to overcome, especially at the start of a new year. To help you take back control of your financial journey, we’ve created a list of financial practices to either embrace or leave behind this year with actionable steps you can take immediately to start seeing positive changes in your finances.
As the holiday season wraps up, many of us face the financial aftermath, a period marked by reviewing expenses and recalibrating budgets. The start of the new year presents a crucial opportunity to assess and rejuvenate your financial health, setting a solid foundation for the months ahead.
From Winter Wonderland activities to educational exhibits and sporting events, there’s something for everyone. Let’s dive into all the activities you can do your kids to kick off 2024!
Financial clutter does more than frustrate you and waste your time. It can hurt your credit score, lead to higher interest payments, and keep you from growing your money for the future.
The good news is that you can declutter your finances and make them easier to manage for the future. All you need to do is follow these steps to organize, consolidate, and automate your way to clutter-free finances.
It’s no secret that interest rates on everything from auto loans to home loans have risen significantly over the past year. But there’s a bright side to rising rates: Savings accounts have also increased their interest rates, making it easier to grow your savings.
Whether you’re stashing cash to boost your emergency fund, buy a new car, or save for a down payment on a house, consider opening a high-yield savings account. It’s an excellent option for anyone looking to stay ahead of inflation and watch their money grow effortlessly.
By: American Heritage12.14.23
Credit
Economic downturns, looming recessions, and rising inflation can shake your financial stability. In these times, credit cards can seem like an immediate solution, but leaning too heavily on them might set you up for future pitfalls. When it’s time to batten down your financial hatches, making wise choices regarding credit card use is more important than ever.
Here are 6 credit card mistakes to avoid when times are tough.
Want your savings to earn more than they would in a traditional savings account, without taking on risk? Then you may want to look into opening a certificate. If you do your banking at a credit union, you may also know them as share certificates, or as certificates of deposit (CDs) at a bank.
Do people still carry cash? The answer is a resounding YES. While most transactions can be handled with your digital wallet, credit card, or debit card, cash is still useful, especially in an emergency, when digital or card payment options might not be available. As with most things in life, it’s smart to be prepared. Let’s look at how much cash you should have on hand and how to keep it safe.
Small businesses are the backbone of the economy and a vital part of our cultural identity. However, when it comes to holiday shopping, many consumers rely on retail giants, missing out on the opportunity to discover distinctive offerings and invest in their communities.
Held each November, Small Business Saturday is a chance for Main Street enterprises to capture a little more yuletide magic and market share. Here’s what small business owners need to know.