Choosing a partner to support your financial planning is one of the best ways to accomplish more with your money, reach important goals, and stay prepared for the future.
Is your home feeling a little cluttered? Want to get through the holidays, or start the new year, with a little extra cash in your pocket? If there are unused or seldom-used items taking up space in your home, consider selling them. Whether you’re purging your attic, decluttering your whole house, or getting ready to move, periodically selling off old things helps you simplify your lifestyle while earning quick cash – sometimes more than you might expect.
You have a right to privacy and having your secure information protected from prying eyes. But why is privacy so important? You may think that you have nothing to hide or that your life is not interesting enough to be kept a secret. However, a carefree mentality can lead to identity theft, stolen banking information, unauthorized account access, and more.
By: Holly Benedetto12.10.19
Auto
Don't get stuck in the snow this season! It's important to get your vehicle ready for heavy weather as soon as temperatures start to drop, since you never know when the next storm will hit. Not sure where to start? Use these ten steps as a checklist towards safer winter driving.
By: American Heritage12.05.19
Think about everything you buy each month. Now, imagine if each dollar you spent helped you earn something you really want – like an awesome vacation, designer handbag, or more money in your pocket. In addition to the convenience and security they provide, debit and credit cards may let you earn valuable rewards like these. But there are some important facts you should know in order to choose the card that’s best for you.
By: American Heritage11.21.19
Holiday
The fact is, the average American can easily spend between $800 – $1000 on the holidays each year. Unfortunately, many people don’t save in advance and put it all on the credit card. This leaves them with a savings shortfall, or worse, a large credit card balance that they’ll be paying off well into the following year. The good news is that you can avoid these traps with a little planning and by applying these six holiday budgeting tips.
By: American Heritage11.14.19
Holiday
The holidays are one of the most enjoyable times of the year. But if you’re like many of us, they may also be one of the most expensive. Whether you’re heading out of town or heading to the mall, the cost of gifts, travel, and entertaining can leave you in the red come January. The secret is to start saving for the holidays as soon as possible.
It’s the season of pumpkin spice, Thanksgiving feasts – and big grocery bills. If you’re looking to make the most of your time with family and friends, while saving money on food, shopping for groceries online could be your solution.
By: Holly Benedetto10.31.19
Credit
With so many types of credit cards on the market, it’s more important than ever to find the right card for you. Since credit card features are fairly easy to compare and contrast in a grid format, it should be easy to figure out what the best card is, right? But, as it turns out, there is no such thing as the “best” card for all credit card users. What determines the best card for you is the type of spender you are, how often you pay off your balances, and how you like to be rewarded.
Few things are as important as our relationships with friends and family. The last thing you want is for money issues to get between you and your loved ones. While it’s a wonderful thing to be there for a friend, awkward money dilemmas can put your relationships in jeopardy if you aren’t careful. Here are a few common situations you may encounter, and ways to handle them.
As adults, the ways that we spend, save, and manage our money can be serious business. But as kids, this doesn’t have to be the case. Whether your child is taking their first steps or saving for their first big purchase, teaching children about money often works best when you add some fun and games to the experience.
It’s easy to put off saving for retirement. Everyday expenses like rent and groceries take precedence over something that’s decades away. And other savings goals like a new car or a down payment on a house are more exciting (and feel more tangible) than retirement. But starting to save for retirement when you’re young will make saving enough money to enjoy a comfortable retirement much easier. Here's why.
By: American Heritage10.03.19
Credit
Becoming an adult opens up a world of new opportunities, as well as new financial responsibilities. Fortunately, there are a few straightforward ways to start building credit when you’re young, solutions that can work even if you have little or no credit history.
By: Holly Benedetto09.26.19
Culture
Earlier this month, patients at the Children’s Hospital of Philadelphia (CHOP) welcomed the newest member of the hospital staff: not a new doctor or nurse, but rather a two foot tall robot. The robot, called NAO, was donated by American Heritage's Kids-N-Hope Foundation.
Planning for your personal assets and end-of-life decisions is one of the most important things you can do for your family – and your finances. If you are putting off creating your estate plan, it’s time to stop procrastinating. When you understand estate planning essentials, and have the right professional guidance, the process can be relatively quick and straightforward.
When things are going well, it’s easy to forget that emergencies and hard times can happen. And it’s even easier to put off preparing for them. That may be one reason that so few people have money saved for emergencies. Just 40% of Americans have enough set aside to cover a $1,000 emergency expense.
Owning a vehicle can cost thousands of dollars per year, so it’s important to take steps to protect yourself from unexpected expenses. Having the right insurance and other forms of coverage can help you avoid the stress and financial burdens that result from an accident, breakdown, or theft. If you have a new car or are shopping for one now, here are four valuable coverage options that can help you worry less and enjoy your vehicle more.
It’s never an easy thing to think about, but it’s something you need to consider: If you were to die, who would provide for your loved ones? September is Life Insurance Awareness Month, and now is the perfect time to learn about the types of life insurance and see what’s best for you.
Home is where the heart is, but it is not always near where the job is. The average American’s commute takes 26.9 minutes, with more than 14 million Americans spending an hour or more traveling to work. A longer commute often means more money spent on gas and on car repairs. Here are 7 ways to stop a long commute from cutting into your budget.
Rising student loan debt is affecting many young people. Understanding student loans is a critical first step toward managing and reducing that debt.