By: American Heritage02.21.19
Auto
When you buy your next car, truck, or SUV, you’ll probably look for a dealer that’s known to be trustworthy and professional. You should be just as picky about where you apply for an auto loan. After all, interest rates and service quality vary widely from one lender to the next – and you never have to settle for the financing option offered by the dealer. Here’s why an auto loan from your local credit union could be the best way to get behind the wheel.
By: American Heritage02.19.19
Auto
Completely overwhelmed with the process of buying a new car? This brief article is the perfect place to start.
Did you make a resolution to save more money this year? Spending less is great, but it doesn’t mean you have to sit around at home. Philadelphia is full of exciting, inexpensive things to do – even in the middle of winter. Learn how to save money on your next outing with this guide to upcoming events and local favorites.
A balance transfer can be a great way to pay off high-interest credit cards with one lower-rate card, giving you an easier way to pay off this debt while cutting your interest payments (and stress).
Between paying off student loans to thinking about buying a home, your 20s is a time filled with change, excitement, and yes, lots of financial decisions. As you deliberate on these various decisions, securing a financial advisor may be a good strategy, one that can help you navigate these big life changes.
The first step to getting a financial advisor? Do your homework and ask the right questions.
Purchasing a home is a big and often stressful decision – especially with housing prices rising almost twice as fast as wages, and a shortage of affordable housing in many areas. And while owning a home may be one of your goals, the last thing you want is purchase your dream home only to discover in a few months or a few years that you can’t afford it, a situation commonly referred to as being “house poor.”
At the core of American Heritage’s mission is the commitment to enhance the lives of our members by building trusted relationships. One of the ways we do this is by educating our members on financial news and other potential factors that may impact their financial health. That’s why, we’ve focused the following blog on the very timely news regarding the state of financial security in today’s digital age, along with a few recommended strategies on how our members can keep their information safe.
By: American Heritage12.09.18
Credit
When you check out at the store, there are usually lots of ways to pay: debit, credit, cash, or even check. For most people, paying by check is too much hassle, and paying by credit card will add to your monthly bill. That leaves cash and your debit card. So, which is right for you?