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When should you start thinking about your estate plan? According to many experts, the answer is as soon as you’re an adult. However, only 1 out of 3 adults has taken care of estate planning essentials like creating a will. If you’re not one of them, it’s time to start thinking about your estate plan.

Your smartphone is a fantastic tool. Where else can you stay in touch with friends, make a work call, manage your checking account, and book a vacation – all while on the go? These portable devices make everyday tasks quick and easy, but they certainly carry with them some risk. After all, they’re often used to enter or view personal and financial information, making them prime targets for identity theft and phone scamming.

In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Mike Dinneen, who oversees American Heritage’s Marketing Department and leads member communication in digital and print media.

From September 22nd through December 21st, it is officially fall! Make up for lost time this autumn by partaking in the season’s best outdoor activities, festivals, and events. Many events have reopened with new features after taking the last year to adapt to new safety requirements or controlled crowds. Be sure to visit the website of anything that catches your eye to purchase tickets in advance or secure your timeslot.

Nothing beats spending time in the great outdoors, but having the right equipment on hand can make each outing more fun and exciting. If you’re thinking of buying your first outdoor toy – whether it’s a boat, motorcycle, ATV, or RV – congratulations! It’s a big step toward helping you and your loved ones have fun away from the TV.