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The Pros and Cons of Paying Off a 0% Interest Loan Early

By: Holly Benedetto
02.20.20
Sometimes, we get lucky and are offered a 0% interest rate promo for a specific term. This rate is frequently seen at auto dealers, mattress stores, furniture stores, and for credit card promotions. For these big-ticket items, paying no interest could mean a massive savings on each payment. However, should you ever pay off a 0% interest loan early?

Roth vs. Traditional: Which IRA is best for me?

By: American Heritage
02.18.20
We have all heard it before — start saving now, so you can enjoy retirement on your terms. Unfortunately, if you’re like most 20-somethings, contributing to a retirement account is a task that tends to fall down your ever-growing list of to-dos. From student loans to rent and bills, it’s easy to understand how retirement planning, like selecting a Roth vs. traditional IRA, can be neglected.

Taxes 101: Brush Up on These Key Terms Before You File

By: American Heritage
02.13.20
Whether you’re new to filing taxes or just need a refresher, we want to help you file with more confidence and less confusion. Understanding the basic tax terms and concepts will be key to filing your return quickly and accurately – and without overpaying. So, before you file your 2019 tax return, make sure you know these nine essential terms.

Debunking 9 Common Credit Union Myths

By: American Heritage
01.30.20
Credit unions and banks provide the same types of services, but certain characteristics set credit unions apart. Here are some of the most common misconceptions about credit unions, debunked.