If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for day care and start saving for college without going broke?
If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.
Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.
In honor of American Heart Month, learn about the link between financial and physical wellness, as well as tips to better manage your stress and finances for a healthier heart and future.
We understand that changes to your financial situation are not always in your control and can be difficult to overcome, especially at the start of a new year. To help you take back control of your financial journey, we’ve created a list of financial practices to either embrace or leave behind this year with actionable steps you can take immediately to start seeing positive changes in your finances.
As the holiday season wraps up, many of us face the financial aftermath, a period marked by reviewing expenses and recalibrating budgets. The start of the new year presents a crucial opportunity to assess and rejuvenate your financial health, setting a solid foundation for the months ahead.
Financial clutter does more than frustrate you and waste your time. It can hurt your credit score, lead to higher interest payments, and keep you from growing your money for the future.
The good news is that you can declutter your finances and make them easier to manage for the future. All you need to do is follow these steps to organize, consolidate, and automate your way to clutter-free finances.
It’s no secret that interest rates on everything from auto loans to home loans have risen significantly over the past year. But there’s a bright side to rising rates: Savings accounts have also increased their interest rates, making it easier to grow your savings.
Whether you’re stashing cash to boost your emergency fund, buy a new car, or save for a down payment on a house, consider opening a high-yield savings account. It’s an excellent option for anyone looking to stay ahead of inflation and watch their money grow effortlessly.
Want your savings to earn more than they would in a traditional savings account, without taking on risk? Then you may want to look into opening a certificate. If you do your banking at a credit union, you may also know them as share certificates, or as certificates of deposit (CDs) at a bank.
Do people still carry cash? The answer is a resounding YES. While most transactions can be handled with your digital wallet, credit card, or debit card, cash is still useful, especially in an emergency, when digital or card payment options might not be available. As with most things in life, it’s smart to be prepared. Let’s look at how much cash you should have on hand and how to keep it safe.
If you feel overwhelmed by your finances, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck, struggling to pay bills or save for the future. By adopting healthy financial habits, you can help reduce financial stress, increase financial security, and enhance peace of mind.
We’ve compiled eight important financial habits that can help you master your money. Try to embrace those that will best fit your needs.
For many people, the colder months are a time for giving: giving thanks, giving gifts, and giving back to help the less fortunate. However, when finances are tight, the desire to support great causes can sometimes be overshadowed by budgetary concerns.
Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult can cost over $300,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.
If you’ve checked out rental listings lately, you know that rents are going up, up, up. Demand for apartments has surged, making many markets super competitive. Finding a place to call home at a reasonable price can be challenging. The burning question is: how much of your income should go toward a rent budget?
For many high school students, senior year is an exciting time—and an expensive one. Between car shopping, campus tours, and prom night, there’s a lot going on during the time leading up to graduation. During this transition period to independence and adulthood, it’s essential to build key life skills. Learning how to budget and manage money now will help set students up for a lifetime of financial success.
With classes moving towards online or hybrid learning, the need to have access to a reliable machine becomes more and more necessary with each passing year. With so many options for performance, features, and of course price, how do you choose a machine that will fit your needs without burning your budget?
Does this happen to you? You toss out mystery leftovers from the back of the fridge or throw away a half-eaten bulk box of cereal that’s gone stale. Food waste is a bigger problem than most people realize, and when you throw away food, you’re also throwing away money.
Want to learn how to waste less and save more? In this article, we’ll show you eight simple ways to reduce your food waste.
Between the rising cost of groceries, gas, and general life expenses, it can be hard to stay on top of all your bills, let alone get ahead. If you’re struggling to make your money last until your next payday, you’re not alone. This survey found that more Americans than ever are living paycheck to paycheck – including a third of people who make six figures a year.
There are many reasons why it feels difficult to save money. Economic circumstances, debts, emergencies, or impulse purchases can all wreak havoc on our savings accounts—or prevent us from building our savings in the first place.
Tracking where your money is going is the first step to saving more of it. Continue reading to learn strategies for saving based on your individual challenges.
If you’ve got first-class travel dreams but more of a road-trip budget, don’t worry: It’s possible to explore the world without wrecking your wallet. Here are some money-saving travel tips to help you keep costs down before, during, and after your trip.
