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What We’re Thankful for This Year

By: American Heritage11.23.22 Holiday Culture
The brisk changing of the seasons and the upcoming Thanksgiving holiday gives us a chance to look back at the year and reflect on the things we’re most grateful for. Here at American Heritage Credit Union, 2022 has brought us many new experiences, relationships, and opportunities to advance our mission in the communities we serve. Here are some memorable highlights.

6 Ways to Give Back to Your Community During the Holidays

By: Kirstin Wilson11.17.22 Holiday
With December right around the corner and holiday festivities quickly approaching, it’s also the time of year when the needs of your community are the most apparent. Though food, clothes, and essential goods are needed all year round, the winter season brings the greatest needs for these items. Whether you want to make a donation, take action, or find new organizations to help into the new year, there are many opportunities to spread joy within your own community.

Product Spotlight: Holiday Loan and Savings Club

By: Holly Benedetto11.03.22 Holiday Savings & Budgeting
While the holiday season may be a time of tradition for many, changing economic factors will force many to adapt their habits to fit a tighter budget this year. According to Deloitte’s 2022 Holiday Retail Survey, shoppers plan to buy 9 gifts in 2022 versus 16 in 2021, citing rising prices. Despite this, consumers plan to maintain spending levels, spending an average of $1,455, similar to last year’s $1,463 average. Knowing that shoppers don’t expect their dollar to go as far, what options exist for budget-conscious consumers who still want to create happy holidays?
A rustic porch with carved pumpkins and mums.

Scare Off Scammers With These Halloween Security Tips

By: American Heritage10.13.22 Holiday Security
Ghosts, goblins, witches, and vampires – everyone knows All Hallows’ Eve is full of creepy creatures. But the scariest of them all may be scammers who try to trick you into revealing your sensitive personal information. Millions of Americans have their identities stolen or compromised each year, and dealing with the aftermath of identity theft and fraud is no treat.
Blog Your Holiday Tipping and Gifting

Your Holiday Tipping and Gifting Guide

By: Holly Benedetto12.09.21 Holiday
Holiday spirit can encourage increased tipping and additional cash gifts for workers in the service industry and other customer-facing roles. It’s a thoughtful gesture and is a great way to pay a special thanks to our everyday heroes.
Volunteers with masks wrapping holiday gift donations

7 Ways to Give Back This Holiday Season

By: American Heritage12.10.20 Holiday
The spirit of giving is always alive and well during the holidays, and we know that’s especially true this year. As so many people grapple with the hardships of COVID-19, many of us are looking for ways to lend a helping hand. But with new safety concerns, it can be a challenge to find ways to help others while safeguarding our own health. That’s why we’re sharing this list of seven ways you can make a difference in your community right now, without putting yourself at risk.
Man sits with a laptop in his living room, decorated for the holidays

Scams to Be Aware of for Holiday 2020

By: Holly Benedetto12.03.20 Security Holiday
‘Tis the season to be careful. Amidst the holiday deals, package deliveries, and charity donations, danger lurks. No one wants to ruin their holiday cheer with a headache and a disputed credit card charge, but a little caution goes a long way. Due to current world circumstances, many are choosing to do the bulk of their shopping online this year. While avoiding the crowd can keep you safe in one way, you still need to protect yourself on the web. Here are some common scams you can expect to see this holiday.
A woman holding a credit card and a tablet beside a lit Christmas tree

Creating Happy Holidays on a Budget

By: American Heritage11.27.20 Holiday
There are lots of reasons to love the holidays: the lights, the gifts, the time with family. But here’s something you probably don’t love: a big credit card bill or low checking account balance to start the new year. By some estimates, the average American spends around $1,000 on holiday expenses. However, with a little planning and smart purchases, it’s possible to enjoy lots of holiday fun without spending lots of money.
A woman wearing a facemask carries holiday gifts while window shopping

Careful Spending Tips for the Holidays

By: Holly Benedetto11.19.20 Holiday
The holidays are a season of charity and generosity. With this spirit of giving, it is easy to overindulge and buy a gift for everyone in our lives. Though we never want to discourage kindness, overextending your finances for the sake of the holidays isn’t a wise financial decision. We've compiled some resources and tips to help navigate this potentially challenging holiday season.

How-To: Charitable Giving

By: American Heritage06.22.20 Culture Holiday
It's never a bad time to get involved with a charitable cause. However, it’s also a good idea to think before you donate. While giving to global charities and community charities is a wonderful thing, it’s also a good idea to make sure that you’re giving in a way that provides maximum value for your giving dollar and allows you to take advantage of the tax value of donations.

6 Must-Follow Holiday Budgeting Tips

By: American Heritage11.21.19 Holiday
The fact is, the average American can easily spend between $800 – $1000 on the holidays each year. Unfortunately, many people don’t save in advance and put it all on the credit card. This leaves them with a savings shortfall, or worse, a large credit card balance that they’ll be paying off well into the following year. The good news is that you can avoid these traps with a little planning and by applying these six holiday budgeting tips.

Holiday Club Savings: Enjoy the Season without the Stress

By: American Heritage11.14.19 Holiday
The holidays are one of the most enjoyable times of the year. But if you’re like many of us, they may also be one of the most expensive. Whether you’re heading out of town or heading to the mall, the cost of gifts, travel, and entertaining can leave you in the red come January. The secret is to start saving for the holidays as soon as possible.

 

 

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