Earn 3% Cash Back on ALL Your Purchases!²

Increase your spending power during the holidays! This holiday season, earn 3% Cash Back on all your purchases² when using your Cash Reward Mastercard®.
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Mortgage Rates are Lowering!

With Mortgage Rates lower than the national average of 5.990% Interest Rate (6.055% APR*) for 30 Years, an easy online application and an expert local team, we 're you're partner to make homeownership possible!
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Experience the Tradition with your Family and Friends

Our Grand Illumination kicks off on November 29! It's the perfect event to kick-off the holiday season which includes the lighting of two 40-foot Christmas trees, over 400,000 lights, and much more
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Best-In-State Credit Union

For the third year in a row, American Heritage has been awarded the Forbes Best-In-State Credit Union Award. Forbes’ list recognizes credit unions that “excelled in meeting the unique needs and expectations of their local communities.” American Heritage is one of 222 credit unions nationwide to be recognized.
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Featured Rates

30 Year Mortgage

6.055%

APR**
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High Yield Savings

3.15%

APY*
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12 Month Certificate

3.90%

APY*
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60 Month Certificate

3.90%

APY*
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Every single staff member at the AMHFCU Langhorne branch is beyond top notch, expert and focused on meeting my particular financial needs and goals. Their customer service is individualized and truly superb. I highly recommend them to anyone looking for a local bank. I have been a customer since 2004, and they always exceed my expectations.
Ann R.
The financial advisor is very nice and made me feel comfortable trusting in him with my banking needs: he explained things in a way I could understand, and I know I will be able to count on him for advising me on my investments.
Laura S.
My experience was great! I went into the branch to inquire about being a first-time homebuyer. Needless to say, I'm on my way! Thank you, American Heritage!
Tina J.
I have been with American Heritage for over 20 years I have never had a bad experience with them. They are courteous and prompt to my concerns. They also remember my name as Ms. Stinson. I love my bank. I have gotten several family members and friends to join and they love it. Thank you, American Heritage Parkside area. It is so convenient. I live right up the street. It is a pleasure to bank where you shop.
Ms. Stinson
Just opened my account with them and it has been a great experience. I can see the benefit of using a local credit union as opposed to the large banks.
Tom C.
The professionalism and courtesy provided by AHFCU representatives is to be commended.
There is no other banking institution my family would use. Thank you!
Karen M.

Convenient Products & Services For You & Your Family

Affected by the Federal Government Furlough?

We understand that many of our valued members have been affected by the recent Federal Government furlough. As your Credit Union, American Heritage is here to help. We are ready to offer financial assistance to our members who are furloughed Federal employees.
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Rates are Dropping! Lock in now before it's too late.

Our Certificate and IRA rates are among the highest rates in the region! Choose a term that best meet your needs. Earn 3.90% APY* on a 12 Month or 60 Month Certificate.
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Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.
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*APY = Annual Percentage Yield

Learn More about our Financial Products

How Credit Unions Differ from Banks

By: John Lutz
06.12.25
On the surface, credit unions and banks may seem similar. But when you become a member of a credit union, you'll enjoy fewer fees, better loan rates, higher earnings averages, and peace of mind knowing you're working with an institution that is here for your financial journey.
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Use Your Home Equity for Home Projects and Debt Consolidation

By: Holly Benedetto
01.26.23
Soaring home prices over the past few years have caused an interesting side effect – homeowners are finding themselves with a lot more home equity. Home equity is the difference between your home’s value and how much you still owe on your mortgage. For example, if your home is worth $300,000, and you owe $50,000 on your mortgage, you have $250,000 in equity.
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. So far in 2025, we paid this amount to our members in dividends:
$43,258,958
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause