Featured Rates

30 Year Mortgage

6.055%

APR**

High Yield Savings**

3.15%

APY*

9 Month Certificate

3.90%

APY*

12 Month Certificate

3.90%

APY*

Convenient Products & Services For You & Your Family

Affected by the Federal Government Furlough?

We understand that many of our valued members have been affected by the recent Federal Government furlough. As your Credit Union, American Heritage is here to help. We are ready to offer financial assistance to our members who are furloughed Federal employees.

Buy a New or Used Car and Save!

Cruise into Spring with an auto loan from American Heritage. Enjoy low rates on loans to both buy and refinance new or used cars.

Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.
 

*APY = Annual Percentage Yield

Learn More about our Financial Products

How Credit Unions Differ from Banks

By: John Lutz
06.12.25
On the surface, credit unions and banks may seem similar. But when you become a member of a credit union, you'll enjoy fewer fees, better loan rates, higher earnings averages, and peace of mind knowing you're working with an institution that is here for your financial journey.

Use Your Home Equity for Home Projects and Debt Consolidation

By: Holly Benedetto
01.26.23
Soaring home prices over the past few years have caused an interesting side effect – homeowners are finding themselves with a lot more home equity. Home equity is the difference between your home’s value and how much you still owe on your mortgage. For example, if your home is worth $300,000, and you owe $50,000 on your mortgage, you have $250,000 in equity.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. So far in 2025, we paid this amount to our members in dividends:
$43,258,958
 
CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!