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Over 75 years of revolutionary membership service.
We are pleased to welcome you, as a LINKBANK customer, to our American Heritage Family. On behalf of our entire team, we are excited to serve you and show you what makes American Heritage different from other financial institutions. As a member, you get to experience our commitment to you firsthand.
American Heritage was recently named a Best-in-State Credit Union by Forbes, and was recognized by Philadelphia Business Journal, American Banker, and other organizations for our philanthropy, membership outreach, and for being an outstanding workplace.
We believe in people helping people. Last year, we paid our members more than $100 million in dividends, and we never surcharge members or non-members at our ATMs. In addition to our free financial wellness programs and community events, we consistently donate our time and energy to education, healthcare and financial wellness initiatives throughout the region. Founded by American Heritage, our Kids-N-Hope Foundation has contributed over $4.4 million to the Children’s Hospital of Philadelphia's Music Therapy Program and other pediatric health and life services since its formation.
Please engage with this exclusive web page for our new members who are joining us from LINKBANK, where you can view helpful account transition information and learn more about our many financial solutions and unique membership benefits. We invite you to take full advantage of your membership by exploring all that we have to offer. We can’t wait to serve you!
On behalf of our team we look forward to offering you the right financial solutions because you’re family. Welcome to American Heritage Credit Union!
Account Status Updates
We are currently in the process of posting expected ACH deposits to your accounts. We are actively working on it and will have a solution soon. We sincerely apologize for the inconvenience and appreciate your patience.
Once completed, ACH payments will post twice a day, around 10:00 AM and 7:00 PM until May 31st, 2025. Members are encouraged to update their payments with their American Heritage account number and routing number to simplify the process and help payments post faster.
What does Membership at American Heritage Mean?
All credit unions are owned and controlled by their members. A share (savings) account is your financial share of the credit union, which gives you ownership and a democratic say in how the organization is run. This is different from being a bank customer, where your checking or savings account is not connected to having a financial stake in the business. To maintain your share account, an initial $15 deposit must be made to your account. American Heritage will cover this fee for all LINKBANK customers when they decide to apply for membership. More details can be found in the Notice to LINKBANK Customers FDIC letter.
Your membership may contain many different products, but on your membership card, you will only see your primary checking and share (savings) account numbers. For more information about your other accounts, please visit a local branch, log into your American Heritage Online Teller or Mobile Teller account or call our Member Concierge Service at 215.992.0225.
I have a Business Account, Must I Become a Member?
Yes, credit unions are member-owned cooperatives. In order to maintain a business deposit and/or loan relationship with American Heritage, a principal or primary owner of the business is required to open a personal deposit/share account with the American Heritage. This is in addition to having your Business being a member. Please refer to the joint letter issued by LINKBANK and American Heritage at the end of February for further details on page 2, under the ‘Becoming a Member’ section. You must complete our Business Membership Form which is accessible here.
Complete your BUSINESS MEMBERSHIP FORM
I have a Personal Account, Must I Become a Member?
Yes, credit unions are member-owned cooperatives, so membership is required to open a personal account. For more information on how to join the American Heritage Family, please refer to the Notice to LINKBANK Customers letter that was sent by LINKBANK at the end of February; Page 2, section labeled "Becoming a Member". You must complete our Personal Membership Form which is accessible here.
Complete your Personal MEMBERSHIP FORM
How Do I Make a Loan Payment?
Payments can be made in a variety of ways:
- Transferring payment funds from your American Heritage Checking or Savings, to your loan account, using the American Heritage Online Teller or Mobile Teller App
- From the QuickPay Guest Portal
- Mailing a check payment to
- AMERICAN HERITAGE CREDIT UNION
2060 Red Lion Road, PO Box 52458
Philadelphia, PA 19115
- AMERICAN HERITAGE CREDIT UNION
- Visiting a local branch
What is a Credit Union?
As a financial cooperative, credit union funding comes from the pooled accounts of our members. We use those funds and fee income to provide members with higher interest on their savings, new and improved services, and a wide range of low rate loans. Credit union profits go back to the members, our shareholders, rather than external investors or shareholders.
When you become a member of a credit union, you also become a partial owner of that credit union. Members have the ability to vote for a democratically-elected volunteer Board of Directors who oversees the credit union. Our President & CEO, Bruce Foulke, reports to this board.
March 6, 2025
- New checks are mailed
March 10, 2025
- Debit Card is mailed
March 10 - 20, 2025
- New checks are delivered
March 20 - 31, 2025
- Debit Card is delivered
March 31, 2025
- LINKBANK’s Online/Mobile Banking and LINKBANK’s Telephone banking Systems will be deactivated at 5:00 PM
- Last day to schedule/edit payments on LINKBANK’s Bill Pay System
- Bill Pay System is unavailable for additions/edits/cancellations after 5:00 PM
- LINKBANK Debit Card is de-activated estimated to be 8:00 PM
April 1, 2025
- American Heritage Online, Mobile and Phone Teller access available for use after 11:00 AM
- American Heritage Debit Card is active by 11:00 AM
- American Heritage Bill Pay System available for use after 11:00 AM
- American Heritage Checking Account is active
May 31, 2025
- Incoming direct deposits/automatic payments to LINKBANK accounts stopped
- Check clearing stopped on LINKBANK Accounts
Here are some important updates regarding the acquisition once you decide to become a member. For more information, please utilize the Instruction Manual.
Account Information
Your Account information was mailed to you in the middle of March. Enclosed in your Welcome Kit is a Membership Account Card letter with all the details you need.
Will My Savings Insurance Change from FDIC to NCUA?
Yes, both the Federal Deposit Insurance Corporation (FDIC) and the National Credit
Union Administration (NCUA) insure financial institutions with the backing of the
government. The FDIC provides insurance for bank deposits, the NCUA insures
credit union deposits. You can be sure that your money is in good hands. The
National Credit Union Administration (NCUA), a government agency that regulates
credit unions, insures your savings up to $250,000. Here at American Heritage,
members’ IRAs and IRA Term Share Certificates also have $250,000 of additional
coverage through the Excess Share Insurance Corporation (providing up to
$500,000 in insurance for members’ retirement savings).
Direct Deposit
After receiving your new checking account information, please contact your payroll department and/or any service provider with whom you have an automatic debit or third-party bill pay relationship to provide them with your new account information.
You need American Heritage’s ABA Routing and Transit Number (236082944) and your 13-digit account ACH number, found on the bottom of your new American Heritage checks. You can also find this information on your Account Card in this welcome Packet or through our Online/Mobile Teller under: Your Name > Other Options > View Account Card.
If you need assistance updating your Social Security or pension direct deposit, please visit your local branch or call our Member Concierge Service at 215.992.0225.
American Heritage Credit Union continued to post Direct Deposit or Auto Debit transactions to your account through May 31, 2025; You will want to provide third-party service providers with your new information to keep your records up-to-date.
Bill Payment
Since both LINKBANK and American Heritage use the same Bill Payer provider, we will be converting all bills after 12:00 PM on Tuesday, April 1, 2025. You will see all payees and scheduled payments upon your first login to American Heritage Online Teller or Mobile Teller.
For Business accounts utilizing LINKBANK’s Business Bill Pay platform, please note all payees, scheduled payments and history will transfer over to American Heritage’s Consumer Bill Pay platform.
Please login to Online Teller to review your current bills and to make sure everything is set up correctly. If you need assistance with your Bill Pay accounts, please call our Member Concierge Service at 215.992.0225 or visit your local branch.
Online Banking
American Heritage has an extremely robust Online Teller that you will be able to begin using on Tuesday, April 1, 2025, available after 11:00 AM. Your previous access to LINKBANK's Online Banking Platform will not be available after 5:00 PM on March 31, 2025.
If you previously used LINKBANK’s Online Banking service, your Online/Mobile Teller login information has been provided in your Welcome Kit. Please note for Business/Commercial accounts, only the Primary Account holder will be registered. If you are a first-time user, login instructions can be found below. You will be prompted to change your password after you log in.
If you have never used the service or signed up after January 31, 2025, then you will need to use the self-registration feature on the American Heritage website or on American Heritage app. You will need your 10-digit American Heritage Account Number for self-registration. Your login credentials will be the same to log into your Online Teller Account and Mobile Teller App.
Debit Cards
Your new American Heritage Debit Card was mailed during the week of March 10, 2025. Delivery normally takes 10-12 business days and should be delivered to the address on file by March 31, 2025. If you have not received your card, please contact our Member Concierge Service at 215.992.0225.
If you have any recurring payments, such as utilities, subscriptions, streaming services, gym membership, E-ZPass, etc. applied to your current card(s), make sure to update your payment information with your new card information after April 1, 2025 to avoid any payment delays.
Checks
For Consumer Accounts, a supply of 60 free checks was mailed on March 6, 2025, and should be delivered to the address on file by Thursday, March 20, 2025.
Business/Commercial accounts were provided a $50.00 promotional credit towards their first check order when placed with our vendor, Harland Clarke. Please visit AHCU.co/OrderChecks to order your checks. Costs greater than $50.00 will be debited from the member's new American Heritage Checking Account on April 1, 2025.
You can login to Online/Mobile Teller to place an order for additional checks, or call the Member Concierge Service at 215.992.0225, for business checks please call Commercial Operations' number at 215.969.2883.
Please be sure to destroy your LINKBANK checks after April 1, 2025. You are welcome to bring old checks into your local American Heritage branch and discard via our secure document disposal.
New Jersey Branches
The former LINKBANK branches in Moorestown, Evesham, and Cherry Hill will continue to be opened as American Heritage branches after April 1. LINKBANK members can use those locations or any of American Heritage’s 35+ locations. For a full list of American Heritage locations, visit our locations page here.
Please find updates to hours of operations and services at each location below:
Evesham Branch
Address: 145 North Maple Ave, Marlton, NJ 08053
Branch Hours:
Monday-Friday: 8:30 AM – 5:00 PM
Saturday: CLOSED
Sunday: CLOSED
Drive-Thru Hours:
Monday-Friday: 8:30 AM – 5:00 PM
Saturday: CLOSED
Sunday: CLOSED
Branch Services:
24 Hour Surcharge-FREE ATM · Drive-Thru · Cash Advance
Lucy Change (Coin Counting) · Instant Issue Credit/Debit Cards
Re-PIN Credit/Debit Cards · Online Appointments/Online Queueing
Liberty Bell Plaza Branch
Address: 2099 Route 70 East, Cherry Hill, NJ 08003
Branch Hours:
Monday-Friday: 8:30 AM – 5:00 PM
Saturday: CLOSED
Sunday: CLOSED
Drive-Thru Hours:
Monday-Friday: 8:30 AM – 5:00 PM
Saturday: CLOSED
Sunday: CLOSED
Branch Services:
24 Hour Surcharge-FREE ATM · Drive-Thru
Safe Deposit · Online Appointments/Online Queueing
Moorestown Branch
Address: 227 West Camden Ave, Moorestown, NJ 08057
Branch Hours:
Monday-Friday: 8:30 AM – 5:00 PM
Saturday: CLOSED
Sunday: CLOSED
Drive-Thru Hours:
Monday-Friday: 8:30 AM – 5:00 PM
Saturday: CLOSED
Sunday: CLOSED
Branch Services:
24 Hour Surcharge-FREE ATM · Drive-Thru
Safe Deposit · Online Appointments/Online Queueing
Receive Additional Assistance From the Comfort of Your Home or Business
Our Video Advisor Network Associates (VANA) service allows members to manage their finances wherever they are, at their convenience, just as securely as going to a branch.
VANA can be reached directly from the link in the navigation at the top of this page or by starting a call here. You can use VANA for a variety of account maintenance updates such as:
- Become a member
- Set up a new account
- Apply for a loan or credit card
- Check loan application status
- Check mortgage rates and apply
- Electronically sign documents
- Learn about and set up our other eServices
We are here to help!
Please utilize our helpful Instruction Manual for important FAQs and account information to make your merging experience as seamless as possible.
Helping You Every Step of the Way
Helping You Every Step of the Way
Discounts and Savings
Save more with your American Heritage Membership by taking advantage of brand partnerships and exclusive deals. Save on everything from sports tickets to home security!
We also offer...
- Community Involvement programs: from charity events here in the Greater Philadelphia Area and South Jersey to an orphanage halfway across the world, see how we serve those around us.
- Buy or sell your home with My CU Home Connection, keeping all of your financial solutions conveniently in one place. Key services include realty, mortgage and title. Real estate clients can receive cash rewards, benefits and discounts from all service providers.
- Prepare for a comfortable retirement with our Investment and Retirement Center and receive complimentary financial planning services from one of our experts.
- Protect what's dear to you with insurance plans designed especially for your loved ones, home, or car.
Learning Center
The Learning Center helps individuals work through difficult financial situations, create budgets, manage their day to day finances and save for the future. Financial Wellness is at the heart of what we do as a credit union.
Making Your Life Easier
Making Your Life Easier
Smart Savings Solutions
Save more and earn more with high yielding Certificates, IRAs, and Money Market Accounts!
Borrowing Options
Achieve all of your personal financial goals with the right loans for any dream, from vehicles to homes and more!
Member Events
We host a variety of community events throughout the year! All members are welcome to come join in the fun and support the Kids-N-Hope Foundation. Feel free to take your own photos and share them with us on Facebook and Instagram.
