Free Checking

Free Checking...That's Revolutionary


Earn up to $100*, just by using your checking account

American Heritage offers a variety of checking accounts and services to meet our member’s needs. Plus, when you set up a Direct Deposit of $1,500+ and use your debit card 25+ times in the first 90 days you’ll earn $100!

So choose the one that’s right for you: totally-free checking or one of the premium checking accounts with high-yielding rates. All checking accounts include free member services like debit cards.

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Balance Transfer

A new way to consolidate and pay down debt, that’s revolutionary. We are offering a special 3.99% APR* for life balance transfer offer for new cardholders!

Home Equity Loans & Lines of Credit

An American Heritage Home Equity Loan or line of Credit gives you an east way to get the cash you need to reach your financial goals. Whether it’s for home improvements, paying off bills, or tuition, a home equity loan can help you get there.

Mortgage Loans

Whether you’re looking for a new home, your next home, or refinance your current home, we have free pre-approvals*, real-estate services and payment options you need to finance your home!

Checking accounts that fit your lifestyle

*Annual Percentage Rate

Offer valid for new checking accounts opened January 1, 2019 thru April 30, 2019. $100 will be deposited into your checking account 90 days after account opening date, when qualifications are met. To qualify, deposit a cumulative total of $1,500 to your new checking account via direct deposit/ACH within 90 days of account opening and make a minimum of 25 debit card transactions within 90 days of account opening. Purchases only, ATM withdrawals are not eligible. Accounts must be open and in good standing to be eligible for the $25 reward. May not be combined with other promotions. Offer subject to change without notice. Limit (1) per household. Employees and their family, business and fiduciary accounts are not eligible. Membership eligibility required.