Balance Transfer

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Do you have higher-rate credit card balances? Transfer them here and save!


3.99% APR* on Balance Transfers for life

If you have high-interest balances on other cards, now is the time to pay them off with this special low rate and save.

Apply now to move your high-rate balances from any other credit card you have to an American Heritage Platinum Preferred Mastercard® and lock-in this special low 3.99% APR* for as long as it takes you to pay off that transferred balance.

Plus, any purchases you make with your new American Heritage Platinum Preferred Mastercard® will earn ScoreCard® Reward Points! With ScoreCard® Rewards, you will earn one point for every $1 you spend, which you can redeem for valuable merchandise and travel Rewards!

Balance Transfer Life


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Free Checking

Earn up to $200 with our Free Checking offer!* Learn how we're helping you get the most out of your American Heritage Checking Account

Home Equity Loans & Lines of Credit

An American Heritage Home Equity Loan or line of Credit gives you an east way to get the cash you need to reach your financial goals. Whether it’s for home improvements, paying off bills, or tuition, a home equity loan can help you get there.

Mortgage Loans

Whether you’re looking for a new home, your next home, or refinance your current home, we have free pre-approvals*, real-estate services and payment options you need to finance your home!
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*Annual Percentage Rate. The 3.99% Annual Percentage Rate (APR) on Balance Transfers and Cash Advances is a Discounted Rate that will be in effect on the amount from the time of the posting of the balance transfer to your card account until that specific balance is paid in full. Platinum Preferred Mastercard® must be opened on or before September 30, 2020 to take advantage of this offer. Available to balances transferred and cash advances posted to your American Heritage Mastercard between Mastercard receive date and 6 months after Mastercard receive date. Your standard APR will be 9.99% for purchases from the Mastercard receive date, as well as balance transfers and cash advances performed after the promotional period. Must have an American Heritage Savings Account with a minimum balance of $15 to be eligible. Approval for a Platinum Preferred Mastercard depends on creditworthiness and other qualifications. Rates and promotions effective as of April 1, 2020 and are subject to change without notice. American Heritage Business Cards, Platinum Classic, Platinum Secured, and Cash Reward Mastercards are ineligible for this offer. Other restrictions or conditions may apply. You may not pay off your current American Heritage Credit Union credit card, loans or lines of credit by using this balance transfer or cash advance options. For current rates, fees and other cost information, to inquire about eligibility, or to be removed from this offer, please contact American Heritage Credit Union at 215-969-0777. Offer available to all new Platinum Preferred Mastercard holders. American Heritage reserves the right to refuse any balance transfer request.

** For illustrative purposes only. Actual savings may vary. Assumes interest only payments. Rates taken from trusted third party information.