What would my Mortgage Payments Be?

When buying or refinancing your home, the more information you can get the better. With this calculator you can estimate your monthly payments, based on factors including interest rate, taxes, and insurance.

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Mortgage Rates

Term Interest Rate APR**
30 Year 6.750% 6.823%
30 Year Jumbo 7.375% 7.272%
20 Year 6.500% 6.594%
15 Year 6.250% 6.367%
15 Year Jumbo 6.875% 6.785%
10 Year 6.125% 6.289%
5/1 Year ARM‡ 5.750% 6.566%
7/1 Year ARM‡ 6.000% 6.547%
30 Year FHA 6.250% 7.065%
15 Year FHA 6.500% 7.323%
30 Year VA 6.250% 7.065%

Check out these curated blogs from American Heritage to learn about your home buying journey!

Buying Your First Home: Simple Tips and Strategies

Buying your first home may seem like an overwhelming process at first. But if you follow the right tips and strategies, you'll be prepared to make the leap from renting to owning your first home with ease.
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7 Ways to Make Homebuying Easier

Without the right support and preparation, buying a home can feel a lot like putting together a puzzle with only half of the pieces: time-consuming and frustrating. From house-hunting to closing, the homebuying process takes 4 to 6 months on average and involves multiple moving parts, so it’s no surprise that many homebuyers find it overwhelming.
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How Much Should You Spend on Rent?

If you’ve checked out rental listings lately, you know that rents are going up, up, up. Demand for apartments has surged, making many markets super competitive. Finding a place to call home at a reasonable price can be challenging. The burning question is: how much of your income should go toward a rent budget?
Read More
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*Rates and promotions effective as of June 7, 2024, and are subject to be cancelled, extended, or changed without notice. Annual Percentage Rate (APR) for members who choose to make loan payments via payroll deduction or automatic payment from an American Heritage Credit Union account. APR is increased by .25% without payroll deduction or automatic payment. Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. Borrowers of promotional refinance or purchase offer will skip first two payment cycles and then make 63 consecutive monthly payments. Sample Monthly Payment: $18.78 for every $1,000 borrowed at 6.49% APR at 63 months. Monthly payment (per $1,000) examples are based on longest term in each range. Your payment may vary. Auto Loan refinance rates available for vehicles not previously financed at American Heritage Credit Union. Rates available for automobile model years 2020 to present.