Earn 3% Cash Back on ALL Your Purchases!*

Increase your spending power during the holidays! This holiday season, earn 3% Cash Back on all your purchases* when using your Cash Reward Mastercard®.
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Mortgage Rates are Lowering!

With Mortgage Rates lower than the national average of 5.990% Interest Rate (6.055% APR*) for 30 Years, an easy online application and an expert local team, we 're you're partner to make homeownership possible!
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Enjoy up to 3.90% APY* on our IRA & Certificate Specials!

Our Certificate and IRA rates are among the highest rates in the region! Choose a term that best meet your needs. Earn 3.90% APY* on a 9 Month or 12 Month Certificate.
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Best-In-State Credit Union

For the third year in a row, American Heritage has been awarded the Forbes Best-In-State Credit Union Award. Forbes’ list recognizes credit unions that “excelled in meeting the unique needs and expectations of their local communities.” American Heritage is one of 222 credit unions nationwide to be recognized.
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Convenient Products & Services For You & Your Family

Affected by the Federal Government Furlough?

We understand that many of our valued members have been affected by the recent Federal Government furlough. As your Credit Union, American Heritage is here to help. We are ready to offer financial assistance to our members who are furloughed Federal employees.
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Buy a New or Used Car and Save!

Cruise into Spring with an auto loan from American Heritage. Enjoy low rates on loans to both buy and refinance new or used cars.
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Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.
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Featured Rates

30 Year Mortgage

6.055%

APR**
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High Yield Savings**

3.15%

APY*
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9 Month Certificate

3.90%

APY*
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12 Month Certificate

3.90%

APY*
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*APY = Annual Percentage Yield

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. So far in 2025, we paid this amount to our members in dividends:
$43,258,958
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CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause